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Dynamic Bondregulargrowth📊 NIFTY Composite Debt Index(SEBI default)

Union Dynamic Bond Fund - Growth Option

Union Mutual Fund

#25 of 25 (1Y)

₹23.0037

0.00 (-0.01%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹23.0037

0.00 (-0.01%)

29 May 2026

AMFI: 116555

Direct · Growth

₹₹24.3615

0.00 (-0.01%)

29 May 2026

AMFI: 119311

Regular · IDCW

₹₹15.3365

0.00 (-0.01%)

29 May 2026

AMFI: 116556

Direct · IDCW

₹₹16.3181

0.00 (-0.01%)

29 May 2026

AMFI: 119310

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.25%
1 Month-1.08%
3 Months-1.07%
6 Months-1.34%
1 Year-3.22%
3 Years (CAGR)+4.32%
5 Years (CAGR)+3.80%
10 Years (CAGR)+5.32%
Since Inception (Jan 2012)+5.98%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-2.31%
3 Year SIP+2.87%
5 Year SIP+3.86%
Since Inception (Jan 2012)+5.31%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹17,100

Invested

₹25,398

Value today

5.3%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,300

Value today

6.0%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹8,55,000

Withdrawn

₹10,30,461

Corpus left

+₹8,85,461 net gain — withdrew ₹8,55,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,34,060

Value today

1.3×

Multiple

Staying invested through that crash turned ₹1L into ₹1,34,060 — a 1.3× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹78,503

Regular plan

₹77,325

Direct earns ₹1,178 more on a ₹60K investment0.20% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseUnion Mutual Fund
CategoryDynamic Bond
Plan Typeregular
Optiongrowth
AUM₹99.8 Cr
Expense Ratio1.57%
Min SIP₹100
Min Lumpsum₹1,000
BenchmarkNIFTY Composite Debt Index
Launch Date23 Jan 2012
AMFI Code116555

Risk Metrics

Trailing 1 year, annualised

-1.11

Sharpe Ratio

Alpha

Beta

-1.06

Sortino

3.80%

Std Dev

-5.16%

Max Drawdown

Portfolio Holdings

Holdings data not yet available for this fund.

Performance Comparison

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Investment Objective

Union Dynamic Bond Fund - Growth Option by Union Mutual Fund is a Dynamic Bond fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Bond category.

About This Fund

Union Dynamic Bond Fund - Growth Option is a Dynamic Bond mutual fund offered by Union Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹99.8 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Composite Debt Index. The current expense ratio is 1.57%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations