Union Focused Fund · Regular · Growth
NAV
₹26.4200
as of 29 Sept 2026
Expense Ratio
2.57%
AUM
₹421 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.85%
- 3Y
- +9.25%
- 5Y
- +7.97%
- Since Inception
- +14.57%
SIP returns (XIRR)
- 1Y
- +3.53%
- 3Y
- +5.63%
- 5Y
- +8.56%
- Since Inception
- +11.89%
Returns calculated from 05 August 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,63,713 today — ₹2,95,000 invested, 8.5% XIRR.
₹2,95,000
Invested
₹3,63,713
Value today
8.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,47,187 today (8.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹11,08,154.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹3,63,713 in this fund vs ₹3,59,448 in the benchmark — outperformance of ₹4,265.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,08,724 today (1.09×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.43
Sharpe Ratio
+0.09
Alpha
0.29
Beta
0.41
Sortino
14.47%
Std Dev
-12.59%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
What this fund does
Union Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
Union Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by Union Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹421 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.57%.