Union Focused Fund · Regular · Growth
NAV
₹28.9000
as of 13 Nov 2026
Expense Ratio
2.55%
AUM
₹449 Cr
Lumpsum returns (CAGR)
- 1Y
- +10.56%
- 3Y
- +12.72%
- 5Y
- +8.90%
- Since Inception
- +15.73%
SIP returns (XIRR)
- 1Y
- +21.16%
- 3Y
- +10.81%
- 5Y
- +11.78%
- Since Inception
- +13.93%
Returns calculated from 05 August 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,00,666 today — ₹3,00,000 invested, 11.8% XIRR.
₹3,00,000
Invested
₹4,00,666
Value today
11.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,53,153 today (8.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹11,30,865.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,00,666 in this fund vs ₹3,87,935 in the benchmark — outperformance of ₹12,731.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,28,731 today (1.29×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.37
Sharpe Ratio
+0.08
Alpha
0.97
Beta
0.35
Sortino
14.32%
Std Dev
-12.59%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
What this fund does
Union Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
Union Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by Union Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹449 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.55%.