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Focused Fund📊 NIFTY 500 TRI(SEBI default)

Union Focused Fund · Regular · Growth

Union Mutual Fund

#5 of 28 (1Y)

NAV

₹26.5900

as of 16 Jun 2026

Expense Ratio

2.51%

AUM

₹407 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+6.62%
3Y
+12.01%
5Y
+11.03%
Since Inception
+15.31%

SIP returns (XIRR)

1Y
+9.07%
3Y
+8.27%
5Y
+10.03%
Since Inception
+13.04%

Returns calculated from 05 August 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹8,200

Invested

₹12,377

Value today

12.0%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,572

Value today

14.8%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹4,10,000

Withdrawn

₹19,53,159

Corpus left

+₹13,63,159 net gain — withdrew ₹4,10,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹15,36,457

Value today

-0.4%

vs lumpsum

Direct lumpsum would have beaten STP by 0.4% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹3,34,460

Value today

3.3×

Multiple

Staying invested through that crash turned ₹1L into ₹3,34,460 — a 3.3× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.15

Sharpe Ratio

-0.00

Alpha

0.48

Beta

-0.14

Sortino

15.64%

Std Dev

-15.96%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseUnion Mutual Fund
CategoryFocused Fund
BenchmarkNIFTY 500 TRI ✓
Launch Date15 Jul 2019
AMFI Code147490
Transaction facts
Min. Lumpsum₹1,000
Min. SIP₹100
Exit Load1% if units are redeemed or switched out on or before completion of 1 year from the date of allotment. Nil thereafter

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

Union Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.

About This Fund

Union Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by Union Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹407 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.51%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations