Union Retirement Fund - Regular Plan - Growth Option
₹15.8500
₹0.18 (-1.12%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹15.8500
₹0.18 (-1.12%)
29 May 2026
AMFI: 150552
Direct · Growth
₹₹16.6900
₹0.20 (-1.18%)
29 May 2026
AMFI: 150554
Regular · IDCW
₹₹15.8500
₹0.18 (-1.12%)
29 May 2026
AMFI: 150553
Direct · IDCW
₹₹16.6900
₹0.20 (-1.18%)
29 May 2026
AMFI: 150555
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹4,400
Invested
₹5,341
Value today
10.6%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,585
Value today
13.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹9,53,869
Value today
+0.3%
vs lumpsum
STP beat direct lumpsum by 0.3% — reduced timing risk paid off
Model your own STP with real NAVBeat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹5,341
Benchmark
₹4,854
+₹487 extra wealth vs the benchmark index
Backtest this SIP yourselfDirect vs Regular — ₹500/month over 3 years
Expense ratio drag on your actual returns
Direct plan
₹21,535
Regular plan
₹21,083
Direct earns ₹452 more on a ₹18K investment — 0.84% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.21
Sharpe Ratio
+0.01
Alpha
0.42
Beta
-0.19
Sortino
14.70%
Std Dev
-15.71%
Max Drawdown
Portfolio Holdings
Performance Comparison
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Investment Objective
Union Retirement Fund - Regular Plan - Growth Option by Union Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Union Retirement Fund - Regular Plan - Growth Option is a Retirement Fund mutual fund offered by Union Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹190 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 TRI. The current expense ratio is 2.40%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations