UTI BSE Housing Index Fund · Regular · Growth
NAV
₹13.0301
as of 29 Sept 2026
Expense Ratio
1.05%
AUM
₹24 Cr
Lumpsum returns (CAGR)
- 1Y
- -9.54%
- 3Y
- +5.66%
- 5Y
- —
- Since Inception
- +8.32%
SIP returns (XIRR)
- 1Y
- -9.62%
- 3Y
- -2.92%
- 5Y
- —
- Since Inception
- -1.29%
What history actually did — last 3 years (Oct 2023 – Sept 2026)
A ₹5,000 monthly SIP for the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,64,499 today — ₹1,75,000 invested, -4.2% XIRR.
₹1,75,000
Invested
₹1,64,499
Value today
-4.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,17,836 today (5.6% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Oct 2023 – Sept 2026) (3 Jun 2024) would be ₹87,611 today (0.88×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.24
Sharpe Ratio
—
Alpha
—
Beta
-0.24
Sortino
17.96%
Std Dev
-22.39%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Realty27.45%
- Consumer Durables27.18%
- Cement & Cement Products25.17%
- Industrial Products16.03%
- Finance3.92%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
What this fund does
UTI BSE Housing Index Fund · Regular · Growth is a passively managed fund that tracks a specific market index, aiming to replicate its returns with minimal tracking error. Index funds offer low-cost, diversified exposure to the market with full transparency of holdings.
About This Fund
UTI BSE Housing Index Fund · Regular · Growth is a Index Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹23.9 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE Housing TRI. The current expense ratio is 1.05%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Cost-conscious investors who prefer passive investing with low expense ratios
- •SIP investors who can benefit from rupee cost averaging during market fluctuations