UTI BSE Sensex Index Fund · Regular · Growth
NAV
₹14.0527
as of 31 Jul 2026
Expense Ratio
0.29%
AUM
₹195 Cr
Lumpsum returns (CAGR)
- 1Y
- -3.06%
- 3Y
- +6.43%
- 5Y
- —
- Since Inception
- +7.86%
SIP returns (XIRR)
- 1Y
- -3.38%
- 3Y
- +2.59%
- 5Y
- —
- Since Inception
- +6.12%
What history actually did — last 4 years (Aug 2022 – Jul 2026)
A ₹5,000 monthly SIP for the last 4 years (Aug 2022 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,58,770 today — ₹2,35,000 invested, 4.9% XIRR.
₹2,35,000
Invested
₹2,58,770
Value today
4.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Aug 2022 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,38,965 today (8.6% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Aug 2022 – Jul 2026) (3 Jun 2024) would be ₹1,04,094 today (1.04×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.32
Sharpe Ratio
—
Alpha
—
Beta
-0.32
Sortino
13.53%
Std Dev
-16.10%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks34.80%
- Petroleum Products10.08%
- IT - Software9.61%
- Telecom - Services5.88%
- Construction5.38%
- Diversified FMCG5.28%
- Automobiles5.01%
- Finance3.86%
- Power3.56%
- Consumer Durables3.24%
- Retailing3.07%
- Pharmaceuticals & Biotechnology2.19%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Investment Objective
UTI BSE Sensex Index Fund · Regular · Growth is a passively managed fund that tracks a specific market index, aiming to replicate its returns with minimal tracking error. Index funds offer low-cost, diversified exposure to the market with full transparency of holdings.
About This Fund
UTI BSE Sensex Index Fund · Regular · Growth is a Index Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹195 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE Sensex TRI. The current expense ratio is 0.29%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Cost-conscious investors who prefer passive investing with low expense ratios
- •SIP investors who can benefit from rupee cost averaging during market fluctuations