UTI ELSS Tax Saver Fund - Regular Plan - Growth Option
₹194.3361
₹2.75 (-1.40%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹194.3361
₹2.75 (-1.40%)
29 May 2026
AMFI: 100821
Direct · Growth
₹₹219.3133
₹3.09 (-1.39%)
29 May 2026
AMFI: 120715
Regular · IDCW
₹₹37.1261
₹0.53 (-1.40%)
29 May 2026
AMFI: 100820
Direct · IDCW
₹₹51.6841
₹0.73 (-1.39%)
29 May 2026
AMFI: 120714
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,58,000
Invested
₹9,94,171
Value today
12.0%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹17,619
Value today
11.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹15,80,000
Withdrawn
₹76,77,160
Corpus left
+₹82,57,160 net gain — withdrew ₹15,80,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹1,01,71,989
Value today
-3.8%
vs lumpsum
Direct lumpsum would have beaten STP by 3.8% — but STP reduced timing risk
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in ELSS Tax Saver by 5Y CAGR
Motilal Oswal ELSS Tax Saver Fund - Regular Plan - Growth Option
SBI ELSS Tax Saver FUND - REGULAR PLAN- GROWTH
HDFC ELSS Tax saver - Growth Plan
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,74,825
Value today
1.7×
Multiple
Staying invested through that crash turned ₹1L into ₹1,74,825 — a 1.7× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,09,832
Regular plan
₹99,386
Direct earns ₹10,446 more on a ₹60K investment — 1.74% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.63
Sharpe Ratio
-0.07
Alpha
0.45
Beta
-0.60
Sortino
13.74%
Std Dev
-15.36%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
HDFC BANK LIMITED INE040A01034 | 8.20% |
ICICI BANK LTD INE090A01021 | 6.65% |
BHARTI AIRTEL LTD. INE397D01024 | 4.49% |
AXIS BANK LTD. INE238A01034 | 4.21% |
KOTAK MAHINDRA BANK LTD. INE237A01036 | 3.90% |
INFOSYS LTD. INE009A01021 | 3.35% |
RELIANCE INDUSTRIES LTD. INE002A01018 | 3.07% |
BAJAJ FINANCE LTD. INE296A01032 | 2.65% |
TATA STEEL LTD. INE081A01020 | 2.36% |
STATE BANK OF INDIA INE062A01020 | 2.35% |
MAHINDRA & MAHINDRA LTD. INE101A01026 | 2.33% |
TECH MAHINDRA LTD. INE669C01036 | 1.96% |
MARUTI SUZUKI INDIA LTD. INE585B01010 | 1.94% |
AJANTA PHARMA LTD. INE031B01049 | 1.79% |
PHOENIX MILLS LTD INE211B01039 | 1.71% |
ASTER DM HEALTHCARE LTD INE914M01019 | 1.69% |
HCL TECHNOLOGIES LTD. INE860A01027 | 1.61% |
CROMPTON GREAVES CONSUMER ELEC INE299U01018 | 1.55% |
ICICI LOMBARD GENERAL INSURANC INE765G01017 | 1.54% |
INFO-EDGE (INDIA) LTD. INE663F01032 | 1.52% |
SUN PHARMACEUTICALS INDUSTRIES INE044A01036 | 1.52% |
JUBILANT FOODWORKS LTD. INE797F01020 | 1.50% |
EICHER MOTORS LTD INE066A01021 | 1.39% |
TUBE INVESTMENTS OF INDIA LTD INE974X01010 | 1.39% |
COAL INDIA LTD. INE522F01014 | 1.38% |
BHARAT ELECTRONICS LTD. INE263A01024 | 1.33% |
POWER GRID CORPORATION OF INDI INE752E01010 | 1.31% |
MPHASIS LTD INE356A01018 | 1.29% |
CHOLAMANDALAM INVESTMENT & FIN INE121A01024 | 1.28% |
BRIGADE ENTERPRISES LTD. INE791I01019 | 1.27% |
AVENUE SUPERMARTS LTD. INE192R01011 | 1.25% |
POLYCAB INDIA LTD INE455K01017 | 1.19% |
MAHANAGAR GAS LTD. INE002S01010 | 1.17% |
NTPC LTD. INE733E01010 | 1.17% |
TATA CONSUMER PRODUCTS LTD INE192A01025 | 1.12% |
HDFC LIFE INSURANCE COMPANY LI INE795G01014 | 1.12% |
HINDUSTAN AERONAUTICS LTD INE066F01020 | 1.10% |
ETERNAL LIMITED INE758T01015 | 1.08% |
COFORGE LTD INE591G01025 | 1.05% |
ENDURANCE TECHNOLOGIES LTD INE913H01037 | 1.05% |
VARUN BEVERAGES LTD INE200M01039 | 1.03% |
HAVELLS INDIA LTD. INE176B01034 | 1.01% |
AIA ENGINEERING LTD. INE212H01026 | 0.99% |
KAJARIA CERAMICS LTD. INE217B01036 | 0.94% |
GODREJ CONSUMER PRODUCTS LTD INE102D01028 | 0.93% |
FEDERAL BANK LTD. INE171A01029 | 0.86% |
SAMVARDHANA MOTHERSON INTL LTD INE775A01035 | 0.86% |
METROPOLIS HEALTHCARE LTD INE112L01020 | 0.82% |
SWIGGY LTD INE00H001014 | 0.82% |
CERA SANITARYWARE LTD. INE739E01017 | 0.82% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
UTI ELSS Tax Saver Fund - Regular Plan - Growth Option is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
UTI ELSS Tax Saver Fund - Regular Plan - Growth Option is a ELSS Tax Saver mutual fund offered by UTI Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹3,566 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.89%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations