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Focused FundVery High📊 NIFTY 500 TRI

UTI Focused Fund · Regular · Growth

UTI Mutual Fund

#22 of 28 (1Y)

NAV

₹15.0200

as of 17 Jun 2026

Expense Ratio

1.96%

AUM

₹2,483 Cr

Viewing Regular · Growth
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Riskometer
Very High
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Lumpsum returns (CAGR)

1Y
-2.33%
3Y
+10.36%
5Y
Since Inception
+8.82%

SIP returns (XIRR)

1Y
-2.27%
3Y
+4.16%
5Y
Since Inception
+8.35%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹29,000

Invested

₹33,690

Value today

6.3%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

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1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,429

Value today

7.7%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹8,78,540

Value today

+2.5%

vs lumpsum

STP beat direct lumpsum by 2.5% — reduced timing risk paid off

Model your own STP with real NAV

Risk Metrics

Trailing 1 year, annualised

-0.32

Sharpe Ratio

-0.04

Alpha

0.48

Beta

-0.31

Sortino

14.51%

Std Dev

-15.24%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 31 Mar 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseUTI Mutual Fund
CategoryFocused Fund
BenchmarkNIFTY 500 TRI ✓
Launch Date25 Aug 2021
AMFI Code149090
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹500
Exit LoadLess than one year 1% Greater than or equal to one year Nil

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 31 Mar 2026
Holding% NAV
  1. 1Icici Bank Ltd8.99%
  2. 2Hdfc Bank Limited8.59%
  3. 3Infosys Ltd.5.42%
  4. 4Reliance Industries Ltd.5.36%
  5. 5Eternal Limited5.17%
  6. 6Larsen & Toubro Ltd.4.75%
  7. 7Bharti Airtel Ltd.4.03%
  8. 8Tata Steel Ltd.3.90%
  9. 9Kotak Mahindra Bank Ltd.3.67%
  10. 10Bajaj Finance Ltd.3.62%
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Investment Objective

UTI Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.

About This Fund

UTI Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹2,483 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.96%.

Who Should Invest?

  • Aggressive investors comfortable with significant short-term volatility
  • Investors with a long-term horizon of 7+ years who can ride out market cycles
  • SIP investors who can benefit from rupee cost averaging during market fluctuations