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Focused FundregulargrowthVery High📊 NIFTY 500 TRI

UTI Focused Fund - Regular Plan - Growth Option

UTI Mutual Fund

#25 of 28 (1Y)

₹14.6576

0.19 (-1.30%)

NAV as of 29 May 2026

LowLow toModerateModerateModerately HighHighVery High
Riskometer
Very High

Today's NAV — all variants

Regular · Growth

₹₹14.6576

0.19 (-1.30%)

29 May 2026

AMFI: 149090

Direct · Growth

₹₹15.7398

0.21 (-1.29%)

29 May 2026

AMFI: 149091

Regular · IDCW

₹₹14.6577

0.19 (-1.30%)

29 May 2026

AMFI: 149092

Direct · IDCW

₹₹15.7395

0.21 (-1.29%)

29 May 2026

AMFI: 149093

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+1.00%
1 Month-2.67%
3 Months-6.55%
6 Months-7.59%
1 Year-4.90%
3 Years (CAGR)+11.57%
5 Years (CAGR)
10 Years (CAGR)
Since Inception (Aug 2021)+8.36%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-7.31%
3 Year SIP+3.06%
5 Year SIP
Since Inception (Aug 2021)+7.46%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹28,500

Invested

₹34,055

Value today

7.5%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,466

Value today

8.4%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹9,00,871

Value today

+2.4%

vs lumpsum

STP beat direct lumpsum by 2.4% — reduced timing risk paid off

Model your own STP with real NAV

Direct vs Regular — ₹500/month over 4 years

Expense ratio drag on your actual returns

Direct plan

₹29,135

Regular plan

₹28,239

Direct earns ₹896 more on a ₹24K investment0.93% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseUTI Mutual Fund
CategoryFocused Fund
Plan Typeregular
Optiongrowth
AUM₹2,483 Cr
Expense Ratio1.96%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY 500 TRI ✓
Launch Date25 Aug 2021
AMFI Code149090

Risk Metrics

Trailing 1 year, annualised

-0.56

Sharpe Ratio

-0.07

Alpha

0.45

Beta

-0.53

Sortino

14.38%

Std Dev

-15.24%

Max Drawdown

Portfolio Holdings

Top 29 holdings · as of Mar 2026

Security% NAV

ICICI BANK LTD

INE090A01021

8.99%

HDFC BANK LIMITED

INE040A01034

8.59%

INFOSYS LTD.

INE009A01021

5.42%

RELIANCE INDUSTRIES LTD.

INE002A01018

5.36%

ETERNAL LIMITED

INE758T01015

5.17%

LARSEN & TOUBRO LTD.

INE018A01030

4.75%

BHARTI AIRTEL LTD.

INE397D01024

4.03%

TATA STEEL LTD.

INE081A01020

3.90%

KOTAK MAHINDRA BANK LTD.

INE237A01036

3.67%

BAJAJ FINANCE LTD.

INE296A01032

3.62%

TITAN COMPANY LTD.

INE280A01028

3.39%

TECH MAHINDRA LTD.

INE669C01036

3.34%

AJANTA PHARMA LTD.

INE031B01049

2.98%

TUBE INVESTMENTS OF INDIA LTD

INE974X01010

2.90%

SHRIRAM FINANCE LTD

INE721A01047

2.76%

TRENT LIMITED

INE849A01020

2.61%

TATA MOTORS LTD

INE1TAE01010

2.50%

ASTER DM HEALTHCARE LTD

INE914M01019

2.42%

MAHINDRA & MAHINDRA LTD.

INE101A01026

2.40%

HAVELLS INDIA LTD.

INE176B01034

2.34%

MARUTI SUZUKI INDIA LTD.

INE585B01010

2.22%

PHOENIX MILLS LTD

INE211B01039

2.21%

ICICI PRUDENTIAL ASSET MANAGEMENT COMPANY LIMITED

INE346A01027

2.19%

ASTRAL LTD.

INE006I01046

2.07%

PB FINTECH LTD

INE417T01026

2.03%

SHREE CEMENT LTD.

INE070A01015

1.98%

GUJARAT GAS LTD

INE844O01030

1.69%

ADANI POWER LTD.

INE814H01029

1.40%

HINDUSTAN AERONAUTICS LTD

INE066F01020

1.39%

Performance Comparison

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Investment Objective

UTI Focused Fund - Regular Plan - Growth Option is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.

About This Fund

UTI Focused Fund - Regular Plan - Growth Option is a Focused Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹2,483 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.96%.

Who Should Invest?

  • Aggressive investors comfortable with significant short-term volatility
  • Investors with a long-term horizon of 7+ years who can ride out market cycles
  • SIP investors who can benefit from rupee cost averaging during market fluctuations