UTI Focused Fund · Regular · Growth
NAV
₹15.1859
as of 14 Jul 2026
Expense Ratio
1.96%
AUM
₹2,483 Cr
Lumpsum returns (CAGR)
- 1Y
- -1.65%
- 3Y
- +9.77%
- 5Y
- —
- Since Inception
- +8.93%
SIP returns (XIRR)
- 1Y
- -0.18%
- 3Y
- +4.25%
- 5Y
- —
- Since Inception
- +8.56%
What history actually did — last 4 years (Jul 2022 – Jul 2026)
A ₹5,000 monthly SIP for the last 4 years (Jul 2022 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,77,350 today — ₹2,40,000 invested, 7.4% XIRR.
₹2,40,000
Invested
₹2,77,350
Value today
7.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Jul 2022 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,60,287 today (12.5% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,77,350 in this fund vs ₹2,91,674 in the benchmark — underperformance of ₹14,324.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Jul 2022 – Jul 2026) (3 Jun 2024) would be ₹1,04,784 today (1.05×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.19
Sharpe Ratio
-0.03
Alpha
0.30
Beta
-0.18
Sortino
14.38%
Std Dev
-15.24%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks20.65%
- IT - Software7.23%
- Finance6.70%
- Consumer Durables5.46%
- Petroleum Products5.15%
- Automobiles5.11%
- Retailing5.08%
- Pharmaceuticals & Biotechnology4.68%
- Construction4.61%
- Telecom - Services3.86%
- Ferrous Metals3.82%
- Auto Components3.38%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with UTI Focused Fund - Regular Plan - IDCW Payout Option
- 1Icici Bank Ltd8.75%
- 2Hdfc Bank Limited8.17%
- 3Reliance Industries Ltd.5.15%
- 4Eternal Limited5.08%
- 5Larsen & Toubro Ltd.4.61%
- 6Infosys Ltd.4.17%
- 7Bharti Airtel Ltd.3.86%
- 8Bajaj Finance Ltd.3.83%
- 9Tata Steel Ltd.3.82%
- 10Kotak Mahindra Bank Ltd.3.73%
Investment Objective
UTI Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
UTI Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹2,483 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.96%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations