NAV
₹466.9868
as of 29 Sept 2026
Expense Ratio
0.15%
AUM
₹31,752 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.53%
- 3Y
- +6.94%
- 5Y
- +6.39%
- Since Inception
- +6.83%
SIP returns (XIRR)
- 1Y
- +6.61%
- 3Y
- +6.75%
- 5Y
- +6.76%
- Since Inception
- +6.20%
Returns calculated from 07 June 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Sept 2021 – Sept 2026)
This fund last published a NAV on 20 Sept 2026, so the values below are as of then — not today.
A ₹5,000 monthly SIP for the last 5 years (Sept 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,54,855 as of 20 Sept 2026 — ₹3,00,000 invested, 6.8% XIRR.
₹3,00,000
Invested
₹3,54,855
Value as of 20 Sept 2026
6.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Sept 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,36,216 as of 20 Sept 2026 (6.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2021 would still hold ₹10,07,304.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Sept 2021 – Sept 2026) (3 Jun 2024) would be ₹1,16,342 as of 20 Sept 2026 (1.16×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Performance Comparison
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Fund Details
Portfolio holdings
- 191 Days T-Bill - 19/11/20264.23%
- 2Uco Bank - 04/11/20263.38%
- 3Reliance Retail Ventures Limited2.90%
- 4Icici Bank - 15/09/20262.56%
- 5National Bank For Agriculture And Rural Development2.53%
- 6182 Days T-Bill - 10/09/20262.39%
- 7National Bank For Agriculture And Rural Development2.03%
- 8Canfin Homes Ltd.1.71%
- 991 Days T-Bill - 01/10/20261.70%
- 10Punjab & Sind Bank Ltd - 17/11/20261.69%
What this fund does
UTI Liquid Fund · Direct · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
UTI Liquid Fund · Direct · Growth is a Liquid mutual fund offered by UTI Mutual Fund. The fund has been operational for over 13 years. It manages assets worth ₹31,752 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Liquid Index A-I. The current expense ratio is 0.15%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations