UTI Long Term Fund · Regular · Growth
NAV
₹11.8214
as of 13 Nov 2026
Expense Ratio
1.27%
AUM
₹79 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.70%
- 3Y
- +4.42%
- 5Y
- —
- Since Inception
- +4.68%
SIP returns (XIRR)
- 1Y
- +0.66%
- 3Y
- +1.80%
- 5Y
- —
- Since Inception
- +2.62%
What history actually did — last 3 years (Nov 2023 – Nov 2026)
A ₹5,000 monthly SIP for the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,84,123 today — ₹1,80,000 invested, 1.5% XIRR.
₹1,80,000
Invested
₹1,84,123
Value today
1.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,13,855 today (4.4% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Nov 2023 – Nov 2026) (4 Jun 2024) would be ₹1,06,581 today (1.07×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.79
Sharpe Ratio
—
Alpha
—
Beta
-1.71
Sortino
4.63%
Std Dev
-6.39%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.90% Gsec Mat - 15/04/206545.07%
- 27.24% Gsec Mat- 18/08/205531.79%
- 37.09% Gs Mat - 05/08/205415.65%
- 47.23% Gsec Mat- 15/04/20391.67%
- 5A2 Units0.70%
What this fund does
UTI Long Term Fund · Regular · Growth by UTI Mutual Fund is a Long Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Long Term category.
About This Fund
UTI Long Term Fund · Regular · Growth is a Long Term mutual fund offered by UTI Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹79.0 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Long Duration Debt Index A-III. The current expense ratio is 1.27%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations