NAV
₹3793.2756
as of 31 Jul 2026
Expense Ratio
0.40%
AUM
₹2,900 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.08%
- 3Y
- +7.17%
- 5Y
- +7.40%
- Since Inception
- +7.16%
SIP returns (XIRR)
- 1Y
- +6.28%
- 3Y
- +7.02%
- 5Y
- +7.01%
- Since Inception
- +6.82%
Returns calculated from 02 December 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,20,385 today — ₹5,95,000 invested, 6.3% XIRR.
₹5,95,000
Invested
₹8,20,385
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,78,324 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,62,854.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,56,282 today (1.56×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.36
Sharpe Ratio
—
Alpha
—
Beta
1.59
Sortino
0.57%
Std Dev
-0.20%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Embassy Office Parks Reit5.32%
- 2Rec Ltd4.46%
- 3Summit Digitel Infrastructure Ltd4.44%
- 4Jamnagar Utilities And Power Private Limited4.42%
- 5Embassy Office Parks Reit3.99%
- 6Poonawalla Fincorp Ltd.3.32%
- 707.66% Xirr Ptc- Radhakrishna Securitisation Trust-28/09/20282.40%
- 8Tata Capital Housing Finance Ltd2.24%
- 9Canfin Homes Ltd.2.23%
- 10Aditya Birla Renewables Ltd2.23%
Investment Objective
UTI Low Duration Fund · Regular · Growth by UTI Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
UTI Low Duration Fund · Regular · Growth is a Low Duration mutual fund offered by UTI Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹2,900 Cr, reflecting investor confidence in the fund's strategy. The current expense ratio is 0.40%.
Who Should Invest?
- •Conservative investors seeking capital preservation with modest returns
- •Investors with a short to medium investment horizon (6 months to 3 years)