UTI Medium to Long Duration Fund- Regular Plan - Growth
₹74.6207
₹0.09 (+0.12%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
—
AMFI: HIST_KF_INF789FA1T98
Direct · Growth
₹₹81.5779
₹0.10 (+0.12%)
29 May 2026
AMFI: 120689
Regular · IDCW
₹₹19.1653
₹0.02 (+0.12%)
29 May 2026
AMFI: 100742
Direct · IDCW
₹₹15.2748
₹0.02 (+0.12%)
29 May 2026
AMFI: 134998
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 25 June 2001 onwards due to a structural change in the scheme on that date. Pre-2001 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,67,500
Invested
₹4,61,320
Value today
6.8%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹7,453
Value today
7.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹16,75,000
Withdrawn
₹28,39,830
Corpus left
+₹35,14,830 net gain — withdrew ₹16,75,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,47,055
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,47,055 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹82,164
Regular plan
₹79,920
Direct earns ₹2,244 more on a ₹60K investment — 0.37% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.91
Sharpe Ratio
—
Alpha
—
Beta
-0.88
Sortino
2.09%
Std Dev
-1.73%
Max Drawdown
Portfolio Holdings
Top 24 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
LIC HOUSING FINANCE LTD. INE115A07QK0 | 8.33% |
7.08% A P SGL MAT - 26/03/2037 IN1020240801 | 7.87% |
HDFC BANK LTD - 15/02/2027 INE040A16JC3 | 7.83% |
07.80% XIRR PTC- SIDDHIVINAYAK SECURITISATION TRUST-28/09/2030 INE2I7F15012 | 6.56% |
7.74% WEST BENGAL SGS Mat - 18/02/2044 IN3420250372 | 6.34% |
MUTHOOT FINANCE LTD INE414G07JS2 | 5.94% |
PIRAMAL FINANCE LIMITED INE202B07JR4 | 5.02% |
ADITYA BIRLA RENEWABLES LTD INE01QP08016 | 5.01% |
TORRENT PHARMACEUTICALS LTD. INE685A07157 | 4.95% |
07.65% RAJASTHAN SGS Mat - 07/01/2040 IN2920250379 | 4.90% |
7.24% GSEC MAT- 18/08/2055 IN0020250075 | 4.71% |
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 INE16J715035 | 4.48% |
7.99% RAJASTHAN SGS - 30/03/2041 IN2920250452 | 3.35% |
7.57% TAMIL NADU SGS Mat - 18/03/2038 IN3120250854 | 3.29% |
07.72% WESTBENGAL SGS Mat - 25/02/2041 IN3420250398 | 3.28% |
7.73% WEST BENGAL SGS Mat - 04/02/2043 IN3420250331 | 3.27% |
POONAWALLA FINCORP LTD. INE511C07979 | 2.32% |
7.74% MH SDL MAT - 01/03/2033 IN2220220189 | 1.69% |
07.78% RAJASTHAN SDL 29/03/2033 IN2920220349 | 1.68% |
MANKIND PHARMA LTD INE634S07033 | 1.67% |
BHARTI TELECOM LTD. INE403D08306 | 1.65% |
6.68% GSEC MAT- 07/07/2040 IN0020250042 | 1.56% |
7.72% MADHYA PRADESH SGS Mat - 18/02/2045 IN2120250427 | 1.05% |
| Security | % NAV |
|---|---|
A2 UNITS INF0RQ622028 | 0.32% |
Performance Comparison
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Investment Objective
UTI Medium to Long Duration Fund- Regular Plan - Growth by UTI Mutual Fund is a Medium to Long Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium to Long Duration category.
About This Fund
UTI Medium to Long Duration Fund- Regular Plan - Growth is a Medium to Long Duration mutual fund offered by UTI Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹306 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Medium to Long Duration Debt A-III Index. The current expense ratio is 1.09%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations