UTI Medium to Long Term Fund · Regular · Growth
NAV
₹75.9348
as of 29 Sept 2026
Expense Ratio
1.64%
AUM
₹301 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.13%
- 3Y
- +5.87%
- 5Y
- +6.58%
- Since Inception
- +7.43%
SIP returns (XIRR)
- 1Y
- +3.23%
- 3Y
- +4.80%
- 5Y
- +5.90%
- Since Inception
- +6.70%
Returns calculated from 01 January 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,96,799 today — ₹6,00,000 invested, 5.6% XIRR.
₹6,00,000
Invested
₹7,96,799
Value today
5.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,59,228 today (4.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹7,95,482.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,65,453 today (1.66×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.27
Sharpe Ratio
—
Alpha
—
Beta
-1.21
Sortino
2.08%
Std Dev
-1.73%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Summit Digitel Infrastructure Ltd8.16%
- 2Bajaj Housing Finance Ltd8.09%
- 37.08% A P Sgl Mat - 26/03/20377.86%
- 407.80% Xirr Ptc- Siddhivinayak Securitisation Trust-28/09/20306.41%
- 5Spn/Ddb Jtpm Metal Traders Limited6.01%
- 66.90% Gsec Mat - 15/04/20655.95%
- 7Piramal Finance Limited4.94%
- 8Aditya Birla Renewables Ltd4.93%
- 9Muthoot Finance Ltd4.89%
- 10Torrent Pharmaceuticals Ltd.4.88%
What this fund does
UTI Medium to Long Term Fund · Regular · Growth by UTI Mutual Fund is a Medium to Long Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium to Long Term category.
About This Fund
UTI Medium to Long Term Fund · Regular · Growth is a Medium to Long Term mutual fund offered by UTI Mutual Fund. The fund has been operational for over 28 years. It manages assets worth ₹301 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Medium to Long Duration Debt A-III Index. The current expense ratio is 1.64%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations