UTI MMF - Regular Plan - Growth Option
₹3250.5134
₹2.37 (+0.07%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹3250.5134
₹2.37 (+0.07%)
29 May 2026
AMFI: 112077
Direct · Growth
₹₹3292.3967
₹2.42 (+0.07%)
29 May 2026
AMFI: 120299
Regular · IDCW
₹₹1826.5679
₹1.33 (+0.07%)
29 May 2026
AMFI: 134763
Direct · IDCW
₹₹1030.7833
₹0.76 (+0.07%)
29 May 2026
AMFI: 120772
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 22 August 2009 onwards due to a structural change in the scheme on that date. Pre-2009 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,01,000
Invested
₹3,44,997
Value today
13.6%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,24,869
Value today
40.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,10,000
Withdrawn
₹32,14,19,439
Corpus left
+₹32,14,29,439 net gain — withdrew ₹10,10,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,45,644
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,45,644 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹44,091
Regular plan
₹82,074
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised1.21
Sharpe Ratio
—
Alpha
—
Beta
1.57
Sortino
0.44%
Std Dev
-0.15%
Max Drawdown
Portfolio Holdings
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
UTI MMF - Regular Plan - Growth Option by UTI Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
UTI MMF - Regular Plan - Growth Option is a Money Market mutual fund offered by UTI Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹18,220 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Money Market Index.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations