Aditya Birla Sun Life Balanced Advantage Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹110.3300
as of 29 Sept 2026
Expense Ratio
1.95%
AUM
₹9,211 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.42%
- 3Y
- +9.88%
- 5Y
- +8.53%
- Since Inception
- +9.47%
SIP returns (XIRR)
- 1Y
- +2.23%
- 3Y
- +6.54%
- 5Y
- +8.89%
- Since Inception
- +11.10%
Returns calculated from 29 December 2001 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,03,620 today — ₹6,00,000 invested, 10.0% XIRR.
₹6,00,000
Invested
₹10,03,620
Value today
10.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,52,425 today (9.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹15,20,634.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹2,65,803 today (2.66×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.32
Sharpe Ratio
—
Alpha
—
Beta
0.33
Sortino
8.38%
Std Dev
-7.76%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks15.80%
- IT - Software6.10%
- Auto Components4.24%
- Retailing4.03%
- Pharmaceuticals & Biotechnology3.63%
- Realty2.94%
- Finance2.78%
- Consumer Durables2.73%
- Insurance2.63%
- Petroleum Products2.17%
- Industrial Products1.99%
- Automobiles1.93%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.4.08%
- 2Kotak Mahindra Bank Ltd.2.89%
- 3Hdfc Bank Ltd.2.60%
- 4Indigrid Infrastructure Trust2.20%
- 5Reliance Industries Ltd.2.09%
- 6State Bank Of India2.08%
- 7Axis Bank Ltd.1.73%
- 8Tech Mahindra Ltd.1.68%
- 9Infosys Ltd.1.65%
- 10Government Of India (24/07/2037)1.55%
Investment objective — in the AMC’s words
The primary objective of the Scheme is to generate long term growth of capital and income distribution with relatively lower volatility by investing in a dynamically balanced portfolio of Equity & Equity linked investments and fixed-income securities. There can be no assurance that the investment objective of the Scheme will be realized.
About This Fund
Aditya Birla Sun Life Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹9,211 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 50+50 - Moderate Index. The current expense ratio is 1.95%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations