Aditya Birla Sun Life Business Cycle Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹15.6300
as of 29 Sept 2026
Expense Ratio
2.60%
AUM
₹1,685 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.25%
- 3Y
- +10.93%
- 5Y
- —
- Since Inception
- +9.71%
SIP returns (XIRR)
- 1Y
- +4.34%
- 3Y
- +6.28%
- 5Y
- —
- Since Inception
- +9.50%
What history actually did — last 4 years (Oct 2022 – Sept 2026)
A ₹5,000 monthly SIP for the last 4 years (Oct 2022 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,77,422 today — ₹2,35,000 invested, 8.5% XIRR.
₹2,35,000
Invested
₹2,77,422
Value today
8.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Oct 2022 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,57,560 today (12.1% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,77,422 in this fund vs ₹2,65,258 in the benchmark — outperformance of ₹12,164.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Oct 2022 – Sept 2026) (3 Jun 2024) would be ₹1,12,771 today (1.13×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.33
Sharpe Ratio
+0.10
Alpha
0.27
Beta
0.32
Sortino
13.62%
Std Dev
-13.36%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks13.17%
- IT - Software9.86%
- Finance7.65%
- Pharmaceuticals & Biotechnology7.51%
- Industrial Products7.03%
- Auto Components6.21%
- Automobiles6.16%
- Healthcare Services5.83%
- Retailing5.68%
- Non - Ferrous Metals4.07%
- Ferrous Metals3.90%
- Cement & Cement Products3.33%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.4.16%
- 2The Federal Bank Ltd.3.45%
- 3R R Kabel Ltd.3.00%
- 4Shivalik Bimetal Controls Ltd.2.73%
- 5Birlasoft Ltd.2.64%
- 6Shaily Engineering Plastics Ltd.2.59%
- 7S.J.S. Enterprises Ltd.2.58%
- 8Craftsman Automation Ltd.2.56%
- 9Karur Vysya Bank Ltd.2.50%
- 10Tvs Motor Company Ltd.2.36%
Investment objective — in the AMC’s words
The investment objective of the scheme is to provide long term capital appreciation by investing predominantly in equity and equity related securities with a focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy.
About This Fund
Aditya Birla Sun Life Business Cycle Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹1,685 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 500 TRI. The current expense ratio is 2.60%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations