Aditya Birla Sun Life Consumption Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹213.6400
as of 03 Aug 2026
Expense Ratio
1.83%
AUM
₹5,813 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.23%
- 3Y
- +10.22%
- 5Y
- +11.01%
- Since Inception
- +15.70%
SIP returns (XIRR)
- 1Y
- +4.31%
- 3Y
- +5.23%
- 5Y
- +9.44%
- Since Inception
- +15.07%
What history actually did — last 10 years (Aug 2016 – Aug 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,63,779 today — ₹5,95,000 invested, 13.0% XIRR.
₹5,95,000
Invested
₹11,63,779
Value today
13.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,50,632 today (13.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹23,42,540.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,63,779 in this fund vs ₹12,35,693 in the benchmark — underperformance of ₹71,914.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Aug 2026) (22 Mar 2020) would be ₹3,44,248 today (3.44×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.13
Sharpe Ratio
-0.02
Alpha
0.27
Beta
-0.13
Sortino
13.34%
Std Dev
-17.96%
Max Drawdown
Performance Comparison
Thinking about Aditya Birla Sun Life Consumption Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Eternal Limited5.69%
- 2Bharti Airtel Limited5.32%
- 3Mahindra & Mahindra Limited4.28%
- 4Icici Bank Limited3.72%
- 5Maruti Suzuki India Limited3.59%
- 6Trent Limited3.39%
- 7Itc Limited3.20%
- 8Tvs Motor Company Limited3.10%
- 9Avenue Supermarts Limited2.81%
- 10Hindustan Unilever Limited2.68%
Investment Objective
Aditya Birla Sun Life Consumption Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Aditya Birla Sun Life Consumption Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹5,813 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY India Consumption TRI. The current expense ratio is 1.83%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations