Aditya Birla Sun Life Credit Risk Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹24.9194
as of 17 Jun 2026
Expense Ratio
1.66%
AUM
₹1,155 Cr
Lumpsum returns (CAGR)
- 1Y
- +11.82%
- 3Y
- +11.93%
- 5Y
- +9.82%
- Since Inception
- +8.52%
SIP returns (XIRR)
- 1Y
- +12.14%
- 3Y
- +13.07%
- 5Y
- +11.45%
- Since Inception
- +9.04%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹13,400
Invested
₹22,530
Value today
9.0%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹248
Value today
8.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹6,70,000
Withdrawn
₹13,58,435
Corpus left
+₹10,28,435 net gain — withdrew ₹6,70,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,80,991
Value today
1.8×
Multiple
Staying invested through that crash turned ₹1L into ₹1,80,991 — a 1.8× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised1.75
Sharpe Ratio
—
Alpha
—
Beta
6.11
Sortino
4.18%
Std Dev
-0.43%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW
- 15.00% Gmr Airport Ltd (13/02/2027) **3.99%
- 2Jubilant Bevco Ltd (31/05/2028) (Zcb) **3.22%
- 3Government Of India (06/10/2035)2.93%
- 49.40% Ikf Finance Ltd (12/08/2027) **2.57%
- 59.25% Hinduja Leyland Finance Limited (09/07/2031) **2.54%
- 66.66% National Bank For Agriculture And Rural Development (12/10/2028) **2.53%
- 79.50% Kogta Financial India Ltd (30/10/2027) **2.37%
- 810.96% Gaursons India Pvt Ltd (26/12/2028) **2.34%
- 99.45% Vedanta Limited (05/06/2028)2.24%
- 109.40% Vedanta Limited (20/02/2027) **2.22%
Investment Objective
Aditya Birla Sun Life Credit Risk Fund · Regular · Growth by Aditya Birla Sun Life Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
Aditya Birla Sun Life Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹1,155 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Credit Risk Debt B-II Index. The current expense ratio is 1.66%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations