Aditya Birla Sun Life ELSS Tax Saver Fund- (ELSS U/S 80 C of IT ACT) · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹58.3800
as of 30 Sept 2026
Expense Ratio
1.69%
AUM
₹14,285 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.68%
- 3Y
- +8.93%
- 5Y
- +6.54%
- Since Inception
- +9.97%
SIP returns (XIRR)
- 1Y
- -6.83%
- 3Y
- +2.70%
- 5Y
- +7.01%
- Since Inception
- +11.46%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,19,765 today — ₹5,95,000 invested, 8.6% XIRR.
₹5,95,000
Invested
₹9,19,765
Value today
8.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,37,607 today (9.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹14,56,304.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹9,19,765 in this fund vs ₹11,23,105 in the benchmark — underperformance of ₹2,03,340.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹2,67,063 today (2.67×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.19
Sharpe Ratio
+0.01
Alpha
0.28
Beta
0.19
Sortino
13.08%
Std Dev
-14.08%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks23.97%
- Finance8.98%
- Retailing6.17%
- IT - Software5.60%
- Pharmaceuticals & Biotechnology4.06%
- Healthcare Services3.91%
- Consumer Durables3.75%
- Petroleum Products3.74%
- Automobiles3.40%
- Personal Products2.73%
- Power2.71%
- Telecom - Services2.69%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.7.75%
- 2Hdfc Bank Ltd.5.88%
- 3Axis Bank Ltd.3.81%
- 4Reliance Industries Ltd.3.74%
- 5State Bank Of India3.54%
- 6Eternal Ltd.3.17%
- 7The Federal Bank Ltd.3.01%
- 8Mahindra & Mahindra Ltd.2.85%
- 9Bharti Airtel Ltd.2.69%
- 10Tech Mahindra Ltd.2.58%
Investment objective — in the AMC’s words
An open-ended Equity Linked Savings Scheme (ELSS) with the objective of long-term growth of capital through a portfolio with a target allocation of 80% equity, 20% debt and money market securities. Click here to know more about Equity Funds
About This Fund
Aditya Birla Sun Life ELSS Tax Saver Fund- (ELSS U/S 80 C of IT ACT) · Regular · Growth is a ELSS Tax Saver mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹14,285 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500. The current expense ratio is 1.69%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations