Aditya Birla Sun Life ELSS Tax Saver Fund- (ELSS U/S 80 C of IT ACT) · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹62.2500
as of 31 Jul 2026
Expense Ratio
1.69%
AUM
₹13,437 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.13%
- 3Y
- +11.76%
- 5Y
- +8.94%
- Since Inception
- +10.45%
SIP returns (XIRR)
- 1Y
- +5.06%
- 3Y
- +8.20%
- 5Y
- +10.09%
- Since Inception
- +12.22%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,96,519 today — ₹5,95,000 invested, 10.1% XIRR.
₹5,95,000
Invested
₹9,96,519
Value today
10.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,64,781 today (10.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹16,51,290.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹9,96,519 in this fund vs ₹12,17,407 in the benchmark — underperformance of ₹2,20,888.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹2,84,767 today (2.85×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.22
Sharpe Ratio
+0.05
Alpha
0.30
Beta
0.22
Sortino
13.85%
Std Dev
-14.08%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Aditya Birla Sun Life ELSS Tax Saver Fund-Regular - IDCW
- 1Icici Bank Limited7.36%
- 2Hdfc Bank Limited6.65%
- 3Axis Bank Limited3.96%
- 4Reliance Industries Limited3.81%
- 5Infosys Limited3.51%
- 6State Bank Of India3.44%
- 7The Federal Bank Limited2.80%
- 8Bharti Airtel Limited2.77%
- 9Mahindra & Mahindra Limited2.68%
- 10Eternal Limited2.39%
Investment Objective
Aditya Birla Sun Life ELSS Tax Saver Fund- (ELSS U/S 80 C of IT ACT) · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Aditya Birla Sun Life ELSS Tax Saver Fund- (ELSS U/S 80 C of IT ACT) · Regular · Growth is a ELSS Tax Saver mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹13,437 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500. The current expense ratio is 1.69%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations