NAV
₹438.3045
as of 13 Nov 2026
Expense Ratio
1.82%
AUM
₹31,725 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.06%
- 3Y
- +14.03%
- 5Y
- +13.25%
- Since Inception
- +12.35%
SIP returns (XIRR)
- 1Y
- +3.44%
- 3Y
- +4.64%
- 5Y
- +12.99%
- Since Inception
- +13.86%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹13,22,708 today — ₹6,00,000 invested, 15.3% XIRR.
₹6,00,000
Invested
₹13,22,708
Value today
15.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,88,140 today (14.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹25,58,697.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹13,22,708 in this fund vs ₹11,99,859 in the benchmark — outperformance of ₹1,22,849.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹4,64,142 today (4.64×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.35
Sharpe Ratio
-0.03
Alpha
0.87
Beta
-0.34
Sortino
12.17%
Std Dev
-14.42%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks23.41%
- Finance8.55%
- Pharmaceuticals & Biotechnology5.41%
- Petroleum Products4.65%
- IT - Software4.14%
- Auto Components4.09%
- Power4.06%
- Industrial Products3.79%
- Insurance3.49%
- Automobiles3.22%
- Consumer Durables3.17%
- Metals & Minerals Trading2.93%
Each sector links to the mutual funds most exposed to it.
Related reading
Thinking about SBI ELSS Tax Saver Fund · Regular · Growth?
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Fund Details
Available transactions
Portfolio holdings
- 1Kotak Mahindra Bank Ltd.6.76%
- 2Icici Bank Ltd.6.45%
- 3Hdfc Bank Ltd.5.92%
- 4Reliance Industries Ltd.4.65%
- 5Adani Enterprises Ltd.2.93%
- 6Larsen & Toubro Ltd.2.84%
- 7Bajaj Finance Ltd.2.65%
- 8Torrent Power Ltd.2.33%
- 9Cipla Ltd.2.13%
- 10Tech Mahindra Ltd.1.92%
What this fund does
SBI ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
SBI ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by SBI Mutual Fund. The fund has been operational for over 33 years. It manages assets worth ₹31,725 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 500 TRI. The current expense ratio is 1.82%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C