DSP ELSS Tax Saver Fund · Regular · Growth
NAV
₹138.0890
as of 17 Jun 2026
Expense Ratio
1.64%
AUM
₹16,918 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.32%
- 3Y
- +16.20%
- 5Y
- +13.76%
- Since Inception
- +14.27%
SIP returns (XIRR)
- 1Y
- -0.27%
- 3Y
- +8.02%
- 5Y
- +12.38%
- Since Inception
- +15.18%
Beat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹5,97,269
Benchmark
₹4,69,983
+₹1,27,286 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,16,500
Invested
₹5,97,269
Value today
14.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹500 lumpsum at launch — value today
Invested on the fund's first NAV date
₹500
Invested
₹6,421
Value today
14.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹11,65,000
Withdrawn
₹68,68,358
Corpus left
+₹70,33,358 net gain — withdrew ₹11,65,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹67,24,704
Value today
-12.7%
vs lumpsum
Direct lumpsum would have beaten STP by 12.7% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹4,00,255
Value today
4.0×
Multiple
Staying invested through that crash turned ₹1L into ₹4,00,255 — a 4.0× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.26
Sharpe Ratio
-0.02
Alpha
0.48
Beta
-0.25
Sortino
14.22%
Std Dev
-14.98%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks31.00%
- IT - Software6.00%
- Finance6.00%
- Pharmaceuticals & Biotechnology6.00%
- Auto Components5.00%
- Telecom - Services5.00%
- Insurance4.00%
- Construction3.00%
- Automobiles3.00%
- Consumer Durables3.00%
- Diversified FMCG3.00%
- Petroleum Products2.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited8.57%
- 2Hdfc Bank Limited8.17%
- 3Axis Bank Limited6.61%
- 4State Bank Of India4.53%
- 5Bharti Airtel Limited3.45%
- 6Kotak Mahindra Bank Limited2.66%
- 7Infosys Limited2.58%
- 8Mahindra & Mahindra Limited2.43%
- 9Samvardhana Motherson International Limited2.40%
- 10Tata Consultancy Services Limited2.24%
Investment Objective
DSP ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
DSP ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by DSP Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹16,918 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.64%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations