DSP ELSS Tax Saver Fund · Regular · Growth
NAV
₹141.9880
as of 03 Aug 2026
Expense Ratio
1.64%
AUM
₹16,188 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.88%
- 3Y
- +15.03%
- 5Y
- +12.59%
- Since Inception
- +14.34%
SIP returns (XIRR)
- 1Y
- +5.21%
- 3Y
- +8.18%
- 5Y
- +12.78%
- Since Inception
- +15.26%
What history actually did — last 10 years (Aug 2016 – Aug 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹13,06,242 today — ₹5,95,000 invested, 15.2% XIRR.
₹5,95,000
Invested
₹13,06,242
Value today
15.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,88,859 today (14.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹25,82,348.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹13,06,242 in this fund vs ₹12,35,693 in the benchmark — outperformance of ₹70,549.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Aug 2026) (22 Mar 2020) would be ₹4,26,621 today (4.27×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.04
Sharpe Ratio
+0.01
Alpha
0.30
Beta
0.04
Sortino
13.89%
Std Dev
-14.98%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks36.59%
- Pharmaceuticals & Biotechnology6.68%
- Finance5.64%
- Petroleum Products5.07%
- Telecom - Services4.87%
- IT - Software4.87%
- Auto Components3.30%
- Insurance3.25%
- Automobiles2.92%
- Diversified FMCG2.87%
- Construction2.47%
- Healthcare Services2.32%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited9.96%
- 2Hdfc Bank Limited9.49%
- 3Axis Bank Limited7.94%
- 4State Bank Of India4.95%
- 5Bharti Airtel Limited3.34%
- 6Kotak Mahindra Bank Limited3.29%
- 7Mahindra & Mahindra Limited2.38%
- 8Reliance Industries Limited2.15%
- 9Infosys Limited2.15%
- 10Ntpc Limited1.93%
Investment Objective
DSP ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
DSP ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by DSP Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹16,188 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.64%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations