DSP ELSS Tax Saver Fund · Regular · Growth
NAV
₹143.2630
as of 13 Nov 2026
Expense Ratio
1.77%
AUM
₹16,505 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.00%
- 3Y
- +14.08%
- 5Y
- +11.16%
- Since Inception
- +14.17%
SIP returns (XIRR)
- 1Y
- +7.68%
- 3Y
- +6.51%
- 5Y
- +11.94%
- Since Inception
- +15.01%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,82,826 today — ₹6,00,000 invested, 14.7% XIRR.
₹6,00,000
Invested
₹12,82,826
Value today
14.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,97,688 today (14.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹26,94,051.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,82,826 in this fund vs ₹11,99,859 in the benchmark — outperformance of ₹82,967.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹4,30,452 today (4.30×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.23
Sharpe Ratio
-0.02
Alpha
0.94
Beta
-0.22
Sortino
12.98%
Std Dev
-14.98%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks37.10%
- Pharmaceuticals & Biotechnology6.88%
- Petroleum Products5.82%
- IT - Software5.39%
- Telecom - Services4.92%
- Finance4.89%
- Automobiles4.23%
- Insurance3.59%
- Auto Components3.26%
- Diversified FMCG2.99%
- Construction2.17%
- Consumer Durables2.04%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited9.69%
- 2Hdfc Bank Limited8.97%
- 3Axis Bank Limited7.97%
- 4State Bank Of India5.59%
- 5Kotak Mahindra Bank Limited3.89%
- 6Bharti Airtel Limited3.37%
- 7Reliance Industries Limited2.84%
- 8Mahindra & Mahindra Limited2.43%
- 9Infosys Limited2.28%
- 10Max Financial Services Limited2.06%
What this fund does
DSP ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
DSP ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by DSP Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹16,505 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.77%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C