Aditya Birla Sun Life ELSS Tax Saver Fund- (ELSS U/S 80 C of IT ACT) · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹61.8600
as of 15 Jul 2026
Expense Ratio
1.69%
AUM
₹14,691 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.10%
- 3Y
- +12.08%
- 5Y
- +8.77%
- Since Inception
- +10.44%
SIP returns (XIRR)
- 1Y
- +4.16%
- 3Y
- +7.98%
- 5Y
- +9.99%
- Since Inception
- +12.20%
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,02,778 today — ₹6,00,000 invested, 10.0% XIRR.
₹6,00,000
Invested
₹10,02,778
Value today
10.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,69,721 today (10.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹16,94,430.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,02,778 in this fund vs ₹12,20,085 in the benchmark — underperformance of ₹2,17,307.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹2,82,800 today (2.83×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.17
Sharpe Ratio
+0.04
Alpha
0.30
Beta
0.17
Sortino
14.05%
Std Dev
-14.08%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Aditya Birla Sun Life ELSS Tax Saver Fund-Regular - IDCW
- 1Icici Bank Limited6.83%
- 2Hdfc Bank Limited6.30%
- 3Infosys Limited4.14%
- 4Axis Bank Limited4.07%
- 5Reliance Industries Limited3.95%
- 6State Bank Of India3.72%
- 7Adani Ports And Special Economic Zone Limited3.16%
- 8Bharti Airtel Limited2.77%
- 9Hindalco Industries Limited2.63%
- 10Mahindra & Mahindra Limited2.53%
Investment Objective
Aditya Birla Sun Life ELSS Tax Saver Fund- (ELSS U/S 80 C of IT ACT) · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Aditya Birla Sun Life ELSS Tax Saver Fund- (ELSS U/S 80 C of IT ACT) · Regular · Growth is a ELSS Tax Saver mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹14,691 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500. The current expense ratio is 1.69%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations