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ELSS Tax Saverregulargrowth📊 NIFTY 500

Aditya Birla Sun Life ELSS Tax Saver Fund - Growth Option

Aditya Birla Sun Life Mutual Fund

#9 of 39 (1Y)

₹59.6900

0.73 (-1.21%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

Discontinued / Inactive

13 Apr 2023

AMFI: RTA-INF209K01348

Direct · Growth

Discontinued / Inactive

13 Apr 2023

AMFI: RTA-INF209K01VV9

Regular · IDCW

Discontinued / Inactive

13 Apr 2023

AMFI: RTA-INF209K01CM8

Direct · IDCW

Discontinued / Inactive

13 Apr 2023

AMFI: RTA-INF209K01VW7

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.47%
1 Month-2.35%
3 Months-3.50%
6 Months-4.63%
1 Year+2.37%
3 Years (CAGR)+13.53%
5 Years (CAGR)+9.08%
10 Years (CAGR)+10.82%
Since Inception (Mar 2008)+10.29%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-1.69%
3 Year SIP+6.93%
5 Year SIP+8.98%
Since Inception (Mar 2008)+12.00%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,09,000

Invested

₹3,64,676

Value today

12.0%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

500 lumpsum at launch — value today

Invested on the fund's first NAV date

₹500

Invested

₹2,985

Value today

10.3%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹10,90,000

Withdrawn

₹23,22,242

Corpus left

+₹24,12,242 net gain — withdrew ₹10,90,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹1,44,88,183

Value today

+304.5%

vs lumpsum

STP beat direct lumpsum by 304.5% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,73,056

Value today

2.7×

Multiple

Staying invested through that crash turned ₹1L into ₹2,73,056 — a 2.7× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,05,248

Regular plan

₹1,00,197

Direct earns ₹5,051 more on a ₹60K investment0.84% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseAditya Birla Sun Life Mutual Fund
CategoryELSS Tax Saver
Plan Typeregular
Optiongrowth
AUM₹14,691 Cr
Expense Ratio1.69%
Min SIP₹500
Min Lumpsum₹500
BenchmarkNIFTY 500 ✓
Launch Date01 Mar 2008
AMFI Code107745

Risk Metrics

Trailing 1 year, annualised

-0.25

Sharpe Ratio

-0.01

Alpha

0.46

Beta

-0.25

Sortino

14.07%

Std Dev

-14.08%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Security% NAV

ICICI Bank Limited

INE090A01021

7.12%

ICICI Bank Limited

INE090A01021

6.81%

HDFC Bank Limited

INE040A01034

6.72%

HDFC Bank Limited

INE040A01034

6.47%

Infosys Limited

INE009A01021

4.85%

Reliance Industries Limited

INE002A01018

4.36%

Reliance Industries Limited

INE002A01018

4.24%

Infosys Limited

INE009A01021

4.18%

Axis Bank Limited

INE238A01034

4.17%

State Bank of India

INE062A01020

4.11%

State Bank of India

INE062A01020

4.09%

Axis Bank Limited

INE238A01034

3.98%

Bharti Airtel Limited

INE397D01024

2.94%

Fortis Healthcare Limited

INE061F01013

2.92%

Adani Ports and Special Economic Zone Limited

INE742F01042

2.88%

Bharti Airtel Limited

INE397D01024

2.84%

Mahindra & Mahindra Limited

INE101A01026

2.67%

Mahindra & Mahindra Limited

INE101A01026

2.55%

Larsen & Toubro Limited

INE018A01030

2.52%

Adani Ports and Special Economic Zone Limited

INE742F01042

2.50%

Larsen & Toubro Limited

INE018A01030

2.49%

Fortis Healthcare Limited

INE061F01013

2.49%

The Federal Bank Limited

INE171A01029

2.45%

Tech Mahindra Limited

INE669C01036

2.43%

The Federal Bank Limited

INE171A01029

2.42%

TVS HOLDINGS LIMTED

INE105A01035

2.42%

Hindalco Industries Limited

INE038A01020

2.40%

Tech Mahindra Limited

INE669C01036

2.36%

Sun Pharmaceutical Industries Limited

INE044A01036

2.29%

Eternal Limited

INE758T01015

2.28%

Eternal Limited

INE758T01015

2.24%

Hindalco Industries Limited

INE038A01020

2.24%

Cummins India Limited

INE298A01020

2.19%

TVS HOLDINGS LIMTED

INE105A01035

2.19%

Sun Pharmaceutical Industries Limited

INE044A01036

2.15%

Cummins India Limited

INE298A01020

2.11%

Avenue Supermarts Limited

INE192R01011

1.86%

Godrej Consumer Products Limited

INE102D01028

1.86%

Godrej Consumer Products Limited

INE102D01028

1.84%

Varun Beverages Limited

INE200M01039

1.73%

Bajaj Finance Limited

INE296A01032

1.68%

Emcure Pharmaceuticals Ltd

INE168P01015

1.64%

Adani Power Limited

INE814H01029

1.63%

ZF Commercial Vehicle Control Systems India Limited

INE342J01019

1.60%

NTPC Limited

INE733E01010

1.60%

Emcure Pharmaceuticals Ltd

INE168P01015

1.58%

NTPC Limited

INE733E01010

1.57%

Bajaj Finance Limited

INE296A01032

1.57%

Computer Age Management Services Limited

INE596I01020

1.55%

Avenue Supermarts Limited

INE192R01011

1.51%

Performance Comparison

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Investment Objective

Aditya Birla Sun Life ELSS Tax Saver Fund - Growth Option is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.

About This Fund

Aditya Birla Sun Life ELSS Tax Saver Fund - Growth Option is a ELSS Tax Saver mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹14,691 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500. The current expense ratio is 1.69%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Salaried individuals and taxpayers seeking to save tax under Section 80C
  • SIP investors who can benefit from rupee cost averaging during market fluctuations