Aditya Birla Sun Life Floating Rate Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹371.7149
as of 31 Jul 2026
Expense Ratio
0.45%
AUM
₹13,519 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.96%
- 3Y
- +7.31%
- 5Y
- +6.52%
- Since Inception
- +7.85%
SIP returns (XIRR)
- 1Y
- +6.19%
- 3Y
- +7.07%
- 5Y
- +7.04%
- Since Inception
- +7.29%
Returns calculated from 07 October 2011 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,41,746 today — ₹5,95,000 invested, 6.8% XIRR.
₹5,95,000
Invested
₹8,41,746
Value today
6.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,97,089 today (7.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹11,29,143.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,52,835 today (1.53×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.22
Sharpe Ratio
—
Alpha
—
Beta
1.42
Sortino
0.67%
Std Dev
-0.22%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Government Of India (22/09/2033)6.61%
- 27.30% Bharti Telecom Limited (01/12/2027)3.93%
- 37.48% National Bank For Agriculture And Rural Development (15/09/2028)2.68%
- 47.28% Small Industries Development Bank Of India (04/06/2029) (Frn) **2.61%
- 5Hdfc Bank Limited (14/12/2026) ** #2.33%
- 67.20% Knowledge Realty Trust (26/09/2028)2.21%
- 77.44% National Bank For Agriculture And Rural Development (17/07/2029)2.05%
- 8Union Bank Of India (16/03/2027) #1.76%
- 97.21% Embassy Office Parks Reit (17/03/2028) **1.67%
- 10Hdfc Bank Limited (24/02/2027) #1.42%
Investment Objective
Aditya Birla Sun Life Floating Rate Fund · Regular · Growth by Aditya Birla Sun Life Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.
About This Fund
Aditya Birla Sun Life Floating Rate Fund · Regular · Growth is a Floater Fund mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹13,519 Cr, reflecting investor confidence in the fund's strategy. The current expense ratio is 0.45%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations