Aditya Birla Sun Life Floating Rate Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹374.6302
as of 30 Sept 2026
Expense Ratio
0.45%
AUM
₹13,519 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.89%
- 3Y
- +7.17%
- 5Y
- +6.54%
- Since Inception
- +7.82%
SIP returns (XIRR)
- 1Y
- +5.86%
- 3Y
- +6.81%
- 5Y
- +6.93%
- Since Inception
- +7.24%
Returns calculated from 07 October 2011 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,38,834 today — ₹5,95,000 invested, 6.8% XIRR.
₹5,95,000
Invested
₹8,38,834
Value today
6.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,95,267 today (6.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹11,13,840.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,54,034 today (1.54×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.45
Sharpe Ratio
—
Alpha
—
Beta
0.50
Sortino
0.68%
Std Dev
-0.22%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Government Of India (22/09/2033) (Frb)7.33%
- 27.28% Small Industries Development Bank Of India (04/06/2029) (Frn) **2.64%
- 37.48% National Bank For Agriculture And Rural Development (15/09/2028)2.34%
- 47.20% Knowledge Realty Trust (26/09/2028) **2.25%
- 57.30% Bharti Telecom Ltd. (01/12/2027) **1.99%
- 6Union Bank Of India (16/03/2027) **#1.83%
- 77.21% Embassy Office Parks Reit (17/03/2028) **1.70%
- 87.44% National Bank For Agriculture And Rural Development (17/07/2029) **1.50%
- 9Icici Bank Ltd. (25/03/2027) **#1.46%
- 10Hdfc Bank Ltd. (14/12/2026) #1.41%
Investment objective — in the AMC’s words
The primary objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The scheme may invest a portion of its net assets in fixed rate debt securities and money market instruments.
About This Fund
Aditya Birla Sun Life Floating Rate Fund · Regular · Growth is a Floating Interest Rates Fund mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹13,519 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Low Duration Debt Index A-I. The current expense ratio is 0.45%.
Who Should Invest?
- •Conservative investors seeking capital preservation with modest returns
- •Investors with a short to medium investment horizon (6 months to 3 years)