UTI Floating Interest Rates Fund · Regular · Growth
NAV
₹1612.0878
as of 13 Nov 2026
Expense Ratio
0.87%
AUM
₹1,109 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.28%
- 3Y
- +6.54%
- 5Y
- +5.89%
- Since Inception
- +6.12%
SIP returns (XIRR)
- 1Y
- +5.38%
- 3Y
- +6.15%
- 5Y
- +6.29%
- Since Inception
- +5.97%
What history actually did — last 8 years (Nov 2018 – Nov 2026)
A ₹5,000 monthly SIP for the last 8 years (Nov 2018 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹6,09,592 today — ₹4,80,000 invested, 6.0% XIRR.
₹4,80,000
Invested
₹6,09,592
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Nov 2018 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹1,60,787 today (6.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2018 would still hold ₹9,98,281.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Nov 2018 – Nov 2026) (22 Mar 2020) would be ₹1,47,571 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.29
Sharpe Ratio
—
Alpha
—
Beta
-1.28
Sortino
0.67%
Std Dev
-0.35%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Small Industries Development Bank Of India6.57%
- 2Mat 04/10/20285.01%
- 3National Bank For Agriculture And Rural Development4.99%
- 4Canara Bank - 22/01/20274.88%
- 5Summit Digitel Infrastructure Ltd3.33%
- 6Indian Railway Finance Corporation Limited3.33%
- 7Rec Ltd3.31%
- 8Mahindra And Mahindra Financial Services Ltd3.31%
- 9Tata Capital Housing Finance Ltd3.30%
- 10Bharti Telecom Ltd.3.29%
What this fund does
UTI Floating Interest Rates Fund · Regular · Growth by UTI Mutual Fund is a Floating Interest Rates Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floating Interest Rates Fund category.
About This Fund
UTI Floating Interest Rates Fund · Regular · Growth is a Floating Interest Rates Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹1,109 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.87%.
Who Should Invest?
- •Conservative investors seeking capital preservation with modest returns
- •Investors with a short to medium investment horizon (6 months to 3 years)