Aditya Birla Sun Life Gilt Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹81.1094
as of 13 Nov 2026
Expense Ratio
1.16%
AUM
₹1,289 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.10%
- 3Y
- +4.69%
- 5Y
- +4.31%
- Since Inception
- +8.03%
SIP returns (XIRR)
- 1Y
- +1.30%
- 3Y
- +2.48%
- 5Y
- +3.96%
- Since Inception
- +7.21%
Returns calculated from 22 March 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,82,380 today — ₹6,00,000 invested, 5.3% XIRR.
₹6,00,000
Invested
₹7,82,380
Value today
5.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,76,112 today (5.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹9,78,736.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,40,465 today (1.41×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.69
Sharpe Ratio
—
Alpha
—
Beta
-1.60
Sortino
4.37%
Std Dev
-5.96%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Government Of India (22/04/2064)22.91%
- 2Government Of India (19/06/2053)12.26%
- 3Government Of India (05/08/2054)5.57%
- 4Government Of India (25/11/2074)4.91%
- 5Government Of India (30/10/2034) (Frb)4.37%
- 691 Day T-Bill 01.10.264.26%
- 7State Government Securities (27/08/2036)4.15%
- 8364 Day T-Bill 16.09.274.02%
- 9Government Of India (18/05/2066)3.83%
- 10182 Day T-Bill 22.10.262.97%
What this fund does
Aditya Birla Sun Life Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Aditya Birla Sun Life Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹1,289 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty All Duration G-Sec Index. The current expense ratio is 1.16%.