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Gilt Fund📊 NIFTY ALL DURATION G-SEC INDEX

SBI Gilt Fund Long Term PF · Regular · Growth

SBI Mutual Fund

#9 of 29 (1Y)

NAV

₹67.6812

as of 16 Jun 2026

Expense Ratio

0.96%

AUM

₹10,324 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+2.32%
3Y
+6.11%
5Y
+5.87%
Since Inception
+7.79%

SIP returns (XIRR)

1Y
+3.71%
3Y
+5.32%
5Y
+6.00%
Since Inception
+7.40%

Returns calculated from 23 December 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,53,000

Invested

₹4,33,351

Value today

7.4%

XIRR (p.a.)

₹500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

₹5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹33,764

Value today

7.8%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹15,30,000

Withdrawn

₹24,19,221

Corpus left

+₹29,49,221 net gain — withdrew ₹15,30,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,46,402

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,46,402 — a 1.5× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.55

Sharpe Ratio

—

Alpha

—

Beta

-0.53

Sortino

2.97%

Std Dev

-3.35%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseSBI Mutual Fund
CategoryGilt Fund
BenchmarkNIFTY ALL DURATION G-SEC INDEX
Launch Date11 Dec 2000
AMFI Code101001
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹500
Exit LoadLoad (w.e.f. 07.NOV.2012): Entry Load: NIL; Exit Load: 0.25% if redeemed/switched within 15 days from the date of investment

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

SBI Gilt Fund Long Term PF · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.

About This Fund

SBI Gilt Fund Long Term PF · Regular · Growth is a Gilt Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹10,324 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY ALL DURATION G-SEC INDEX. The current expense ratio is 0.96%.

Who Should Invest?

  • •Investors with a high risk appetite seeking long-term wealth creation
  • •Investors with an investment horizon of 5 years or more
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations