Aditya Birla Sun Life Income Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹128.8235
as of 28 Sept 2026
Expense Ratio
1.11%
AUM
₹1,767 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.47%
- 3Y
- +5.60%
- 5Y
- +4.91%
- Since Inception
- +8.73%
SIP returns (XIRR)
- 1Y
- +2.39%
- 3Y
- +4.28%
- 5Y
- +5.03%
- Since Inception
- +7.69%
Returns calculated from 15 March 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,06,816 today — ₹6,00,000 invested, 5.8% XIRR.
₹6,00,000
Invested
₹8,06,816
Value today
5.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,79,241 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,85,593.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,49,005 today (1.49×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.30
Sharpe Ratio
—
Alpha
—
Beta
-1.24
Sortino
2.51%
Std Dev
-2.05%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Government Of India (22/04/2064)13.43%
- 2Government Of India (18/05/2066)5.42%
- 37.17% Tata Capital Housing Finance Ltd. (21/05/2030) **4.13%
- 4State Government Securities (27/03/2033)3.08%
- 57.71% Tata Capital Housing Finance Ltd. (14/01/2028) **2.82%
- 6State Government Securities (04/09/2033)2.81%
- 7State Government Securities (13/03/2034)2.81%
- 87.27% National Bank For Agriculture And Rural Development (23/02/2029) **2.80%
- 9Government Of India (19/06/2053)2.74%
- 10State Government Securities (04/06/2038)2.64%
Investment objective — in the AMC’s words
The objective of the scheme is to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.
About This Fund
Aditya Birla Sun Life Income Fund · Regular · Growth is a Medium to Long Term mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 30 years. It manages assets worth ₹1,767 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Medium to Long Duration Fund AIII Index. The current expense ratio is 1.11%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations