Aditya Birla Sun Life Medium Term · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹43.9170
as of 13 Nov 2026
Expense Ratio
1.56%
AUM
₹3,308 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.97%
- 3Y
- +9.66%
- 5Y
- +11.82%
- Since Inception
- +8.75%
SIP returns (XIRR)
- 1Y
- +6.08%
- 3Y
- +8.88%
- 5Y
- +9.91%
- Since Inception
- +8.95%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,70,714 today — ₹6,00,000 invested, 9.4% XIRR.
₹6,00,000
Invested
₹9,70,714
Value today
9.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,18,996 today (8.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹12,19,245.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹2,03,813 today (2.04×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.37
Sharpe Ratio
—
Alpha
—
Beta
0.51
Sortino
2.00%
Std Dev
-0.82%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Realty0.90%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Government Of India (11/05/2036)7.15%
- 27.27% National Bank For Agriculture And Rural Development (23/02/2029) **3.66%
- 3Government Of India (15/04/2065)3.46%
- 46.66% National Bank For Agriculture And Rural Development (12/10/2028) **3.34%
- 59.25% Hinduja Leyland Finance Ltd. (09/07/2031)3.25%
- 68.66% Cholamandalam Investment & Finance Co. Ltd. (23/02/2033) **3.05%
- 7Hdfc Bank Ltd. (15/01/2027) #2.91%
- 89.90% Oxyzo Financial Services Pvt. Ltd. (13/03/2029) **2.64%
- 95.00% Gmr Airports Ltd. (13/02/2027) **2.52%
- 10Jubilant Bevco Ltd. (31/05/2028) (Zcb)2.47%
Investment objective — in the AMC’s words
The investment objective of the Scheme is to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity.
About This Fund
Aditya Birla Sun Life Medium Term · Regular · Growth is a Medium Term mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹3,308 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Medium Duration Debt A-III Index. The current expense ratio is 1.56%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations