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Medium Duration📊 NIFTY MEDIUM DURATION DEBT INDEX A-III

SBI Medium Duration Fund · Regular · Growth

SBI Mutual Fund

#7 of 13 (1Y)

NAV

₹53.9370

as of 16 Jun 2026

Expense Ratio

1.22%

AUM

₹6,782 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+5.29%
3Y
+7.09%
5Y
+6.22%
Since Inception
+7.72%

SIP returns (XIRR)

1Y
+5.86%
3Y
+6.94%
5Y
+6.82%
Since Inception
+7.84%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,36,000

Invested

₹3,59,600

Value today

7.8%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

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5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹26,896

Value today

7.7%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹13,60,000

Withdrawn

₹17,83,266

Corpus left

+₹21,43,266 net gain — withdrew ₹13,60,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,53,102

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,53,102 — a 1.5× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

0.39

Sharpe Ratio

Alpha

Beta

0.41

Sortino

1.37%

Std Dev

-0.72%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseSBI Mutual Fund
CategoryMedium Duration
BenchmarkNIFTY MEDIUM DURATION DEBT INDEX A-III
Launch Date01 Oct 2003
AMFI Code102053
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹500
Exit LoadLoad (w.e.f.16.11.2009): Entry Load: NIL; Exit Load: 1% if redeemed/switched within 12 Months from the date of investment

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV
  1. 17.18% Cgl 20338.12%
  2. 26.68% Cgl 20406.99%
  3. 3Godrej Properties Ltd.4.70%
  4. 4Jsw Kalinga Steel Ltd.4.19%
  5. 5Avanse Financial Services Ltd.3.90%
  6. 66.48% Cgl 20353.75%
  7. 7Yes Bank Ltd.3.49%
  8. 8Renew Solar Energy (Jharkhand Five) Pvt. Ltd.3.45%
  9. 9Aditya Birla Real Estate Ltd.3.43%
  10. 10Jtpm Metal Traders Ltd.3.26%
Rows per page
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Investment Objective

SBI Medium Duration Fund · Regular · Growth by SBI Mutual Fund is a Medium Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium Duration category.

About This Fund

SBI Medium Duration Fund · Regular · Growth is a Medium Duration mutual fund offered by SBI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹6,782 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY MEDIUM DURATION DEBT INDEX A-III. The current expense ratio is 1.22%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations