SBI Medium Term Fund · Regular · Growth
NAV
₹54.9761
as of 13 Nov 2026
Expense Ratio
1.22%
AUM
₹6,483 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.01%
- 3Y
- +7.01%
- 5Y
- +6.18%
- Since Inception
- +7.67%
SIP returns (XIRR)
- 1Y
- +5.11%
- 3Y
- +6.31%
- 5Y
- +6.61%
- Since Inception
- +7.76%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,50,226 today — ₹6,00,000 invested, 6.9% XIRR.
₹6,00,000
Invested
₹8,50,226
Value today
6.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,01,886 today (7.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹11,68,638.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,56,471 today (1.56×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.08
Sharpe Ratio
—
Alpha
—
Beta
-1.07
Sortino
1.43%
Std Dev
-0.99%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.94% Cgl 20366.90%
- 2Godrej Properties Ltd.4.69%
- 37.06% Cgl 20414.54%
- 4Jsw Jfe Kalinga Steel Ltd.4.38%
- 5Aditya Birla Real Estate Ltd.3.43%
- 6Jtpm Metal Traders Ltd.3.36%
- 7Renew Solar Energy (Jharkhand Five) Pvt. Ltd.3.36%
- 8Renserv Global Pvt Ltd.3.20%
- 9Motilal Oswal Finvest Ltd.3.13%
- 10Gmr Airports Ltd.3.01%
What this fund does
SBI Medium Term Fund · Regular · Growth by SBI Mutual Fund is a Medium Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium Term category.
About This Fund
SBI Medium Term Fund · Regular · Growth is a Medium Term mutual fund offered by SBI Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹6,483 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY MEDIUM DURATION DEBT INDEX A-III. The current expense ratio is 1.22%.