HDFC Medium Term Debt Fund · Regular · Growth
NAV
₹60.1215
as of 31 Jul 2026
Expense Ratio
1.33%
AUM
₹3,701 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.90%
- 3Y
- +7.28%
- 5Y
- +6.22%
- Since Inception
- +7.60%
SIP returns (XIRR)
- 1Y
- +6.78%
- 3Y
- +7.19%
- 5Y
- +6.91%
- Since Inception
- +7.59%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,39,095 today — ₹5,95,000 invested, 6.8% XIRR.
₹5,95,000
Invested
₹8,39,095
Value today
6.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,94,476 today (6.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹11,05,665.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,52,716 today (1.53×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.66
Sharpe Ratio
—
Alpha
—
Beta
0.69
Sortino
1.35%
Std Dev
-0.65%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.18% Goi Mat 2407375.10%
- 2Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)4.75%
- 3Gmr Airports Limited^4.33%
- 47.23% Goi Mat 150439^3.81%
- 5Jubilant Beverages Limited^3.26%
- 6Small Industries Development Bank^2.78%
- 7Kalpataru Projects International Ltd^2.75%
- 8Sk Finance Limited^2.75%
- 9Sbfc Finance Limited^2.74%
- 10Kosamattam Finance Limited^2.71%
Investment Objective
HDFC Medium Term Debt Fund · Regular · Growth by HDFC Mutual Fund is a Medium Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium Duration category.
About This Fund
HDFC Medium Term Debt Fund · Regular · Growth is a Medium Duration mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹3,701 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Medium Duration Debt Index A-III. The current expense ratio is 1.33%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations