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Medium Duration📊 Nifty Medium Duration Debt Index A-III

HDFC Medium Term Debt Fund · Regular · Growth

HDFC Mutual Fund

#6 of 13 (1Y)

NAV

₹59.4364

as of 16 Jun 2026

Expense Ratio

1.33%

AUM

₹3,834 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+5.53%
3Y
+7.09%
5Y
+6.09%
Since Inception
+7.59%

SIP returns (XIRR)

1Y
+5.94%
3Y
+7.00%
5Y
+6.76%
Since Inception
+7.57%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹29,200

Invested

₹80,452

Value today

7.6%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹593

Value today

7.6%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹14,60,000

Withdrawn

₹19,04,459

Corpus left

+₹23,64,459 net gain — withdrew ₹14,60,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,50,554

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,50,554 — a 1.5× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

0.48

Sharpe Ratio

Alpha

Beta

0.50

Sortino

1.32%

Std Dev

-0.65%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseHDFC Mutual Fund
CategoryMedium Duration
BenchmarkNifty Medium Duration Debt Index A-III
Launch Date09 Jan 2002
AMFI Code101989
Transaction facts
Min. Lumpsum₹100
Min. SIP₹100
Exit Load* An Open-ended Income Scheme - Current Load Structure : Entry Load: Not Applicable. Exit Load: Redemption/Switch-out within 1 Month 0.25%. For further details visit www.hdfcfund.com or contact any of our Investor Service Centre. Service Tax registration

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

HDFC Medium Term Debt Fund · Regular · Growth by HDFC Mutual Fund is a Medium Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium Duration category.

About This Fund

HDFC Medium Term Debt Fund · Regular · Growth is a Medium Duration mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹3,834 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Medium Duration Debt Index A-III. The current expense ratio is 1.33%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations