Axis Credit Risk Fund · Regular · Growth
NAV
₹23.2922
as of 03 Aug 2026
Expense Ratio
1.57%
AUM
₹355 Cr
Lumpsum returns (CAGR)
- 1Y
- +7.87%
- 3Y
- +8.05%
- 5Y
- +6.88%
- Since Inception
- +7.24%
SIP returns (XIRR)
- 1Y
- +8.41%
- 3Y
- +8.27%
- 5Y
- +7.73%
- Since Inception
- +6.97%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,47,211 today — ₹5,95,000 invested, 7.0% XIRR.
₹5,95,000
Invested
₹8,47,211
Value today
7.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,91,423 today (6.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹10,67,021.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,56,786 today (1.57×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.97
Sharpe Ratio
—
Alpha
—
Beta
1.97
Sortino
1.05%
Std Dev
-0.46%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Jubilant Bevco Limited (31/05/2028) (Zcb) **4.61%
- 28.4% Narayana Hrudayalaya Limited (15/02/2030) **4.16%
- 37.45% Altius Telecom Infrastructure Trust (20/04/2035) **4.14%
- 48.8% Aditya Birla Digital Fashion Ventures Limited (26/08/2027) **4.14%
- 59.40% Vedanta Aluminium Metal Limited (20/02/2027) **3.34%
- 65% Gmr Airports Limited (13/02/2027) **2.90%
- 79.5% Delhi International Airport Limited (22/03/2034) **2.86%
- 88.58% Gmr Hyderabad International Airport Limited (28/03/2034) **2.86%
- 9Jsw Kalinga Steel Limited (23/03/2029) (Zcb) **2.84%
- 106.94% Government Of India (11/05/2036)2.81%
Investment Objective
Axis Credit Risk Fund · Regular · Growth by Axis Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
Axis Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by Axis Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹355 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL CREDIT RISK DEBT B-II INDEX. The current expense ratio is 1.57%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations