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Credit Risk📊 CRISIL CREDIT RISK DEBT B-II INDEX

Axis Credit Risk Fund · Regular · Growth

Axis Mutual Fund

#7 of 15 (1Y)

NAV

₹22.9891

as of 17 Jun 2026

Expense Ratio

1.57%

AUM

₹362 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+7.36%
3Y
+7.85%
5Y
+6.78%
Since Inception
+7.20%

SIP returns (XIRR)

1Y
+7.66%
3Y
+8.04%
5Y
+7.53%
Since Inception
+6.90%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹71,500

Invested

₹1,08,787

Value today

6.8%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

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1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,280

Value today

7.2%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹7,15,000

Withdrawn

₹11,92,400

Corpus left

+₹9,07,400 net gain — withdrew ₹7,15,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,54,261

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,54,261 — a 1.5× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

1.83

Sharpe Ratio

Alpha

Beta

1.87

Sortino

1.01%

Std Dev

-0.46%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseAxis Mutual Fund
CategoryCredit Risk
BenchmarkCRISIL CREDIT RISK DEBT B-II INDEX
Launch Date21 Jul 2014
AMFI Code130309
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹100
Exit LoadExit Load: 0.50% if redeemed/switched out within 3 months from date of allotment.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

Axis Credit Risk Fund · Regular · Growth by Axis Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.

About This Fund

Axis Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by Axis Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹362 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL CREDIT RISK DEBT B-II INDEX. The current expense ratio is 1.57%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations