Axis Retirement Fund - Aggressive Plan - Regular Growth
₹17.6900
₹0.20 (-1.12%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹17.6900
₹0.20 (-1.12%)
29 May 2026
AMFI: 147823
Direct · Growth
₹₹19.4900
₹0.22 (-1.12%)
29 May 2026
AMFI: 147825
Regular · IDCW
₹₹17.6900
₹0.20 (-1.12%)
29 May 2026
AMFI: 147824
Direct · IDCW
₹₹19.4400
₹0.22 (-1.12%)
29 May 2026
AMFI: 147822
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹38,500
Invested
₹51,089
Value today
8.7%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,789
Value today
9.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹3,85,000
Withdrawn
₹12,78,105
Corpus left
+₹6,63,105 net gain — withdrew ₹3,85,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹11,35,743
Value today
+5.8%
vs lumpsum
STP beat direct lumpsum by 5.8% — reduced timing risk paid off
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in Retirement Fund by 5Y CAGR
ICICI Prudential Retirement Fund - Pure Equity - Growth Option
ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option
HDFC Retirement Savings Fund - Equity Plan - Growth Option
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,29,949
Value today
2.3×
Multiple
Staying invested through that crash turned ₹1L into ₹2,29,949 — a 2.3× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 6 years
Expense ratio drag on your actual returns
Direct plan
₹49,663
Regular plan
₹47,345
Direct earns ₹2,318 more on a ₹36K investment — 1.07% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.71
Sharpe Ratio
-0.07
Alpha
0.33
Beta
-0.69
Sortino
11.56%
Std Dev
-12.54%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
7.1% Government of India (08/04/2034) IN0020240019 | 6.09% |
6.79% Government of India (07/10/2034) IN0020240126 | 4.91% |
7.25% Government of India (12/06/2063) IN0020230044 | 3.35% |
7.18% Government of India (24/07/2037) IN0020230077 | 2.86% |
7.57% Government of India (17/06/2033) IN0020190065 | 1.32% |
| Security | % NAV |
|---|---|
7.1% Government of India (08/04/2034) IN0020240019 | 6.49% |
Reliance Industries Limited INE002A01018 | 5.91% |
Reliance Industries Limited INE002A01018 | 5.91% |
6.79% Government of India (07/10/2034) IN0020240126 | 5.22% |
HDFC Bank Limited INE040A01034 | 5.06% |
HDFC Bank Limited INE040A01034 | 5.02% |
ICICI Bank Limited INE090A01021 | 4.78% |
ICICI Bank Limited INE090A01021 | 4.74% |
Infosys Limited INE009A01021 | 3.64% |
7.25% Government of India (12/06/2063) IN0020230044 | 3.55% |
State Bank of India INE062A01020 | 3.27% |
Infosys Limited INE009A01021 | 3.23% |
State Bank of India INE062A01020 | 3.20% |
7.18% Government of India (24/07/2037) IN0020230077 | 3.03% |
Larsen & Toubro Limited INE018A01030 | 2.98% |
Bharti Airtel Limited INE397D01024 | 2.80% |
Bharti Airtel Limited INE397D01024 | 2.79% |
Larsen & Toubro Limited INE018A01030 | 2.77% |
Mahindra & Mahindra Limited INE101A01026 | 2.17% |
Mahindra & Mahindra Limited INE101A01026 | 2.13% |
Divi's Laboratories Limited INE361B01024 | 2.06% |
Solar Industries India Limited INE343H01029 | 2.03% |
Divi's Laboratories Limited INE361B01024 | 2.00% |
NTPC Limited INE733E01010 | 1.89% |
Kotak Mahindra Bank Limited INE237A01036 | 1.88% |
NTPC Limited INE733E01010 | 1.84% |
Pidilite Industries Limited INE318A01026 | 1.83% |
Pidilite Industries Limited INE318A01026 | 1.82% |
Bajaj Finance Limited INE296A01032 | 1.79% |
Solar Industries India Limited INE343H01029 | 1.69% |
Bajaj Finance Limited INE296A01032 | 1.63% |
Kotak Mahindra Bank Limited INE237A01036 | 1.61% |
7.57% Government of India (17/06/2033) IN0020190065 | 1.40% |
Fortis Healthcare Limited INE061F01013 | 1.31% |
Fortis Healthcare Limited INE061F01013 | 1.20% |
PNB Housing Finance Limited INE572E01012 | 1.15% |
Apollo Hospitals Enterprise Limited INE437A01024 | 1.04% |
Minda Corporation Limited INE842C01021 | 1.02% |
Apollo Hospitals Enterprise Limited INE437A01024 | 1.01% |
Minda Corporation Limited INE842C01021 | 0.99% |
Varun Beverages Limited INE200M01039 | 0.94% |
Torrent Power Limited INE813H01021 | 0.92% |
HDFC Life Insurance Company Limited INE795G01014 | 0.88% |
PNB Housing Finance Limited INE572E01012 | 0.88% |
Premier Energies Limited INE0BS701011 | 0.87% |
Performance Comparison
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Investment Objective
Axis Retirement Fund - Aggressive Plan - Regular Growth by Axis Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Axis Retirement Fund - Aggressive Plan - Regular Growth is a Retirement Fund mutual fund offered by Axis Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹722 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL HYBRID 25+75 - AGGRESSIVE INDEX. The current expense ratio is 2.32%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations