Closed to new subscriptions
SEBI's 26 Feb 2026 circular (cl. 2.6.3.16) discontinued the Solution-Oriented category; existing investments continue.
What the Solution-Oriented sunset meansAxis Retirement Fund - Dynamic · Regular · Growth
NAV
₹18.9200
as of 29 Sept 2026
Expense Ratio
2.57%
AUM
₹281 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.37%
- 3Y
- +9.70%
- 5Y
- +6.04%
- Since Inception
- +9.87%
SIP returns (XIRR)
- 1Y
- -3.38%
- 3Y
- +2.64%
- 5Y
- +6.74%
- Since Inception
- +8.44%
What history actually did — last 6 years (Sept 2020 – Sept 2026)
A ₹5,000 monthly SIP for the last 6 years (Sept 2020 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,49,228 today — ₹3,60,000 invested, 7.4% XIRR.
₹3,60,000
Invested
₹4,49,228
Value today
7.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Sept 2020 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹1,92,081 today (11.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2020 would still hold ₹14,71,585.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,49,228 in this fund vs ₹4,37,602 in the benchmark — outperformance of ₹11,626.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Sept 2020 – Sept 2026) (3 Jun 2024) would be ₹1,06,054 today (1.06×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.49
Sharpe Ratio
-0.02
Alpha
0.38
Beta
-0.49
Sortino
11.48%
Std Dev
-14.08%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks16.55%
- Finance5.40%
- Petroleum Products5.23%
- Pharmaceuticals & Biotechnology5.09%
- Auto Components4.58%
- Healthcare Services4.06%
- IT - Software3.94%
- Electrical Equipment3.83%
- Automobiles3.29%
- Telecom - Services3.19%
- Consumer Durables3.06%
- Retailing2.66%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited5.59%
- 2Reliance Industries Limited5.23%
- 37.3% Government Of India (19/06/2053)5.10%
- 4Hdfc Bank Limited4.77%
- 5Bharti Airtel Limited2.79%
- 67.25% Government Of India (12/06/2063)2.68%
- 7State Bank Of India2.57%
- 8Infosys Limited2.32%
- 9Mahindra & Mahindra Limited2.25%
- 10Kotak Mahindra Bank Limited2.15%
What this fund does
Axis Retirement Fund - Dynamic · Regular · Growth by Axis Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Axis Retirement Fund - Dynamic · Regular · Growth is a Retirement Fund mutual fund offered by Axis Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹281 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL HYBRID 35+65 - AGGRESSIVE INDEX. The current expense ratio is 2.57%.
Who Should Invest?
- •Individuals planning for retirement with a systematic long-term investment approach