Axis Retirement Fund - Dynamic · Regular · Growth
NAV
₹19.9000
as of 03 Aug 2026
Expense Ratio
2.43%
AUM
₹278 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.47%
- 3Y
- +12.09%
- 5Y
- +8.72%
- Since Inception
- +10.95%
SIP returns (XIRR)
- 1Y
- +6.49%
- 3Y
- +6.85%
- 5Y
- +9.25%
- Since Inception
- +10.33%
What history actually did — last 6 years (Aug 2020 – Aug 2026)
A ₹5,000 monthly SIP for the last 6 years (Aug 2020 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,72,372 today — ₹3,55,000 invested, 9.6% XIRR.
₹3,55,000
Invested
₹4,72,372
Value today
9.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Aug 2020 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹2,03,893 today (12.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2020 would still hold ₹15,66,562.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,72,372 in this fund vs ₹4,78,251 in the benchmark — underperformance of ₹5,879.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Aug 2020 – Aug 2026) (3 Jun 2024) would be ₹1,11,547 today (1.11×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.14
Sharpe Ratio
+0.03
Alpha
0.40
Beta
0.14
Sortino
12.23%
Std Dev
-14.08%
Max Drawdown
Performance Comparison
Thinking about Axis Retirement Fund - Dynamic · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited6.17%
- 2Hdfc Bank Limited5.40%
- 3Reliance Industries Limited5.33%
- 47.3% Government Of India (19/06/2053)5.30%
- 5Bharti Airtel Limited2.87%
- 67.25% Government Of India (12/06/2063)2.76%
- 7Larsen & Toubro Limited2.72%
- 8State Bank Of India2.55%
- 9Pidilite Industries Limited2.54%
- 10Infosys Limited2.50%
Investment Objective
Axis Retirement Fund - Dynamic · Regular · Growth by Axis Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Axis Retirement Fund - Dynamic · Regular · Growth is a Retirement Fund mutual fund offered by Axis Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹278 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 35+65 - Aggressive Index. The current expense ratio is 2.43%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations