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Dynamic Asset Allocationregulargrowth📊 NIFTY 50 HYBRID COMPOSITE DEBT 50:50 INDEX

BANDHAN Balanced Advantage Fund Regular Plan Growth

Bandhan Mutual Fund

#7 of 35 (1Y)

₹24.4650

0.14 (-0.56%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹24.4650

0.14 (-0.56%)

29 May 2026

AMFI: 131357

Direct · Growth

₹₹28.5980

0.16 (-0.55%)

29 May 2026

AMFI: 131355

Regular · IDCW

₹₹13.6420

0.08 (-0.56%)

29 May 2026

AMFI: 131354

Direct · IDCW

₹₹15.8460

0.09 (-0.55%)

29 May 2026

AMFI: 131356

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.25%
1 Month-0.97%
3 Months-0.77%
6 Months-1.36%
1 Year+2.99%
3 Years (CAGR)+9.60%
5 Years (CAGR)+8.03%
10 Years (CAGR)+8.74%
Since Inception (Sept 2014)+8.01%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+1.75%
3 Year SIP+6.12%
5 Year SIP+7.50%
Since Inception (Sept 2014)+8.39%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹13,900

Invested

₹23,009

Value today

8.4%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,447

Value today

8.0%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹6,95,000

Withdrawn

₹12,96,043

Corpus left

+₹9,91,043 net gain — withdrew ₹6,95,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹13,86,274

Value today

-5.6%

vs lumpsum

Direct lumpsum would have beaten STP by 5.6% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,25,276

Value today

2.3×

Multiple

Staying invested through that crash turned ₹1L into ₹2,25,276 — a 2.3× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,01,957

Regular plan

₹94,237

Direct earns ₹7,720 more on a ₹60K investment1.29% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseBandhan Mutual Fund
CategoryDynamic Asset Allocation
Plan Typeregular
Optiongrowth
AUM₹2,220 Cr
Expense Ratio2.03%
Min SIP₹100
Min Lumpsum₹1,000
BenchmarkNIFTY 50 HYBRID COMPOSITE DEBT 50:50 INDEX
Launch Date17 Sept 2014
AMFI Code131357

Risk Metrics

Trailing 1 year, annualised

-0.58

Sharpe Ratio

Alpha

Beta

-0.55

Sortino

8.17%

Std Dev

-8.56%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Equity39 holdings · 47.8%
Security% NAV

Bharti Airtel Limited

INE397D01024

3.57%

Reliance Industries Limited

INE002A01018

3.51%

Bajaj Finance Limited

INE296A01032

3.08%

HDFC Bank Limited

INE040A01034

3.06%

ICICI Bank Limited

INE090A01021

2.96%

Mahindra & Mahindra Limited

INE101A01026

2.72%

Larsen & Toubro Limited

INE018A01030

1.91%

Axis Bank Limited

INE238A01034

1.87%

Kotak Mahindra Bank Limited

INE237A01036

1.62%

State Bank of India

INE062A01020

1.58%

Infosys Limited

INE009A01021

1.47%

One 97 Communications Limited

INE982J01020

1.37%

Varun Beverages Limited

INE200M01039

1.33%

UltraTech Cement Limited

INE481G01011

1.31%

Radico Khaitan Limited

INE944F01028

0.92%

InterGlobe Aviation Limited

INE646L01027

0.90%

Vedanta Limited

INE205A01025

0.87%

Tata Consultancy Services Limited

INE467B01029

0.84%

Aster DM Healthcare Limited

INE914M01019

0.83%

JSW Steel Limited

INE019A01038

0.79%

Tata Power Company Limited

INE245A01021

0.71%

NTPC Limited

INE733E01010

0.70%

HDFC Life Insurance Company Limited

INE795G01014

0.70%

Wipro Limited

INE075A01022

0.69%

Sun Pharmaceutical Industries Limited

INE044A01036

0.66%

United Spirits Limited

INE854D01024

0.66%

Shadowfax Technologies Limited

INE12UN01015

0.63%

Black Buck Ltd

INE0UIZ01018

0.61%

Tega Industries Limited

INE011K01018

0.61%

Titan Company Limited

INE280A01028

0.60%

Divi's Laboratories Limited

INE361B01024

0.59%

Aurobindo Pharma Limited

INE406A01037

0.56%

Sharda Cropchem Limited

INE221J01015

0.54%

Glenmark Pharmaceuticals Limited

INE935A01035

0.52%

MedPlus Health Services Limited

INE804L01022

0.52%

IDFC First Bank Limited

INE092T01019

0.52%

GAIL (India) Limited

INE129A01019

0.51%

The Phoenix Mills Limited

INE211B01039

0.49%

UPL Limited

INE628A01036

0.49%
Debt11 holdings · 20.3%
Security% NAV

91 Days Tbill (MD 14/05/2026)

IN002025X455

3.60%

Canara Bank **

INE476A16I18

2.34%

HDFC Bank Limited **

INE040A16HU9

2.31%

Bank of Baroda **

INE028A16KO1

2.30%

Small Industries Dev Bank of India **

INE556F16CC2

2.27%

7.7% REC Limited **

INE020B08FC8

1.45%

7.3% GOI (MD 19/06/2053)

IN0020230051

1.38%

Axis Bank Limited **

INE238AD6BK4

1.20%

HDFC Bank Limited **

INE040A16IJ0

1.15%

Axis Bank Limited **

INE238AD6BV1

1.14%

National Bank For Agriculture and Rural Development **

INE261F16AL4

1.13%

Performance Comparison

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Investment Objective

BANDHAN Balanced Advantage Fund Regular Plan Growth by Bandhan Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

BANDHAN Balanced Advantage Fund Regular Plan Growth is a Dynamic Asset Allocation mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹2,220 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 HYBRID COMPOSITE DEBT 50:50 INDEX. The current expense ratio is 2.03%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations