Bandhan Credit Risk Fund · Regular · Growth
NAV
₹17.1404
as of 17 Jun 2026
Expense Ratio
1.69%
AUM
₹240 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.35%
- 3Y
- +6.17%
- 5Y
- +5.36%
- Since Inception
- +5.97%
SIP returns (XIRR)
- 1Y
- +4.89%
- 3Y
- +5.97%
- 5Y
- +5.84%
- Since Inception
- +5.80%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹11,100
Invested
₹14,541
Value today
5.8%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,711
Value today
6.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹5,55,000
Withdrawn
₹9,83,560
Corpus left
+₹5,38,560 net gain — withdrew ₹5,55,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,42,069
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,42,069 — a 1.4× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.56
Sharpe Ratio
—
Alpha
—
Beta
-0.61
Sortino
1.00%
Std Dev
-0.49%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.75% Power Finance Corporation Limited **8.71%
- 28.33% Tata Projects Limited **8.71%
- 38.5% Aadhar Housing Finance Limited **8.69%
- 47.99% Ceat Limited **8.68%
- 58.35% Aditya Birla Real Estate Limited **8.67%
- 67.9% Truhome Finance Limited **8.55%
- 77.51% Tata Housing Development Company Limited **8.55%
- 88.52% Muthoot Finance Limited **6.53%
- 96.68% Goi (Md 07/07/2040)6.14%
- 1010.7% Au Small Finance Bank Limited **4.53%
Investment Objective
Bandhan Credit Risk Fund · Regular · Growth by Bandhan Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
Bandhan Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 9 years. It manages assets worth ₹240 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Credit Risk Bond Index. The current expense ratio is 1.69%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations