Bandhan ELSS Tax saver Fund · Regular · Growth
NAV
₹153.3160
as of 17 Jun 2026
Expense Ratio
1.75%
AUM
₹6,977 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.51%
- 3Y
- +11.62%
- 5Y
- +12.76%
- Since Inception
- +16.91%
SIP returns (XIRR)
- 1Y
- +2.23%
- 3Y
- +5.90%
- 5Y
- +10.23%
- Since Inception
- +15.09%
Beat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹4,36,661
Benchmark
₹3,79,863
+₹56,798 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,05,000
Invested
₹4,36,661
Value today
14.7%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹500 lumpsum at launch — value today
Invested on the fund's first NAV date
₹500
Invested
₹7,358
Value today
16.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,50,000
Withdrawn
₹1,03,50,392
Corpus left
+₹1,04,00,392 net gain — withdrew ₹10,50,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹70,85,532
Value today
-19.8%
vs lumpsum
Direct lumpsum would have beaten STP by 19.8% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹4,27,075
Value today
4.3×
Multiple
Staying invested through that crash turned ₹1L into ₹4,27,075 — a 4.3× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.29
Sharpe Ratio
-0.02
Alpha
0.44
Beta
-0.30
Sortino
13.12%
Std Dev
-13.99%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Mar 2026- Banks23.00%
- Pharmaceuticals & Biotechnology8.00%
- IT - Software7.00%
- Petroleum Products7.00%
- Finance5.00%
- Retailing4.00%
- Beverages3.00%
- Insurance3.00%
- Automobiles3.00%
- Ferrous Metals3.00%
- Consumer Durables3.00%
- Oil2.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited7.11%
- 2Reliance Industries Limited7.07%
- 3Icici Bank Limited5.19%
- 4Kotak Mahindra Bank Limited4.45%
- 5Tata Consultancy Services Limited3.20%
- 6Axis Bank Limited2.78%
- 7Jindal Steel Limited2.40%
- 8Bharti Airtel Limited2.28%
- 9Infosys Limited2.19%
- 10State Bank Of India2.11%
Investment Objective
Bandhan ELSS Tax saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Bandhan ELSS Tax saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹6,977 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 500. The current expense ratio is 1.75%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations