Bandhan ELSS Tax saver Fund · Regular · Growth
NAV
₹155.9750
as of 31 Jul 2026
Expense Ratio
1.75%
AUM
₹6,769 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.77%
- 3Y
- +9.88%
- 5Y
- +12.04%
- Since Inception
- +16.90%
SIP returns (XIRR)
- 1Y
- +4.72%
- 3Y
- +6.18%
- 5Y
- +10.34%
- Since Inception
- +15.09%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,47,227 today — ₹5,95,000 invested, 14.4% XIRR.
₹5,95,000
Invested
₹12,47,227
Value today
14.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,80,919 today (14.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹25,61,965.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,47,227 in this fund vs ₹12,17,407 in the benchmark — outperformance of ₹29,820.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹4,52,626 today (4.53×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.25
Sharpe Ratio
+0.04
Alpha
0.27
Beta
0.25
Sortino
12.71%
Std Dev
-13.99%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks23.54%
- IT - Software6.58%
- Petroleum Products6.44%
- Finance6.14%
- Pharmaceuticals & Biotechnology6.02%
- Automobiles3.71%
- Retailing3.21%
- Telecom - Equipment & Accessories3.17%
- Construction3.15%
- Insurance3.15%
- Telecom - Services2.57%
- Consumer Durables2.44%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited7.37%
- 2Reliance Industries Limited6.44%
- 3Kotak Mahindra Bank Limited5.11%
- 4Icici Bank Limited5.01%
- 5Tata Consultancy Services Limited3.84%
- 6Axis Bank Limited3.47%
- 7Sterlite Technologies Limited3.17%
- 8Infosys Limited2.74%
- 9Maruti Suzuki India Limited2.62%
- 10Bharti Airtel Limited2.57%
Investment Objective
Bandhan ELSS Tax saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Bandhan ELSS Tax saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹6,769 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 500. The current expense ratio is 1.75%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations