Bandhan Floating Interest Rates Fund · Regular · Growth
NAV
₹13.9073
as of 13 Nov 2026
Expense Ratio
0.77%
AUM
₹225 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.28%
- 3Y
- +7.10%
- 5Y
- +6.24%
- Since Inception
- +5.92%
SIP returns (XIRR)
- 1Y
- +5.57%
- 3Y
- +6.57%
- 5Y
- +6.69%
- Since Inception
- +6.51%
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,53,721 today — ₹3,00,000 invested, 6.7% XIRR.
₹3,00,000
Invested
₹3,53,721
Value today
6.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,35,348 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹9,99,761.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,18,347 today (1.18×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.99
Sharpe Ratio
—
Alpha
—
Beta
-1.03
Sortino
1.16%
Std Dev
-0.49%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.04% Indigrid Infrastructure Trust **8.82%
- 27.02% Bajaj Housing Finance Limited **8.79%
- 38.35% Aditya Birla Real Estate Limited **6.72%
- 48.25% Tata Projects Limited **6.71%
- 57.44% National Bank For Agriculture And Rural Development6.68%
- 68.1% Aadhar Housing Finance Limited **6.65%
- 77.42% Small Industries Dev Bank Of India **6.64%
- 87.3763% Bajaj Finance Limited6.63%
- 97.99% Godrej Seeds & Genetics Limited **6.61%
- 108.4% Godrej Properties Limited **4.48%
What this fund does
Bandhan Floating Interest Rates Fund · Regular · Growth by Bandhan Mutual Fund is a Floating Interest Rates Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floating Interest Rates Fund category.
About This Fund
Bandhan Floating Interest Rates Fund · Regular · Growth is a Floating Interest Rates Fund mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹225 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Floater Long Term Debt Index. The current expense ratio is 0.77%.