Bandhan Floating Interest Rates Fund · Regular · Growth
NAV
₹13.8431
as of 29 Sept 2026
Expense Ratio
0.71%
AUM
₹229 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.92%
- 3Y
- +7.20%
- 5Y
- +6.21%
- Since Inception
- +5.97%
SIP returns (XIRR)
- 1Y
- +6.00%
- 3Y
- +6.84%
- 5Y
- +6.78%
- Since Inception
- +6.62%
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,48,851 today — ₹2,95,000 invested, 6.8% XIRR.
₹2,95,000
Invested
₹3,48,851
Value today
6.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,35,196 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹10,03,106.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,17,561 today (1.18×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.15
Sharpe Ratio
—
Alpha
—
Beta
-0.15
Sortino
1.19%
Std Dev
-0.49%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.04% Indigrid Infrastructure Trust **8.68%
- 27.02% Bajaj Housing Finance Limited **8.67%
- 38.35% Aditya Birla Real Estate Limited **6.61%
- 48.25% Tata Projects Limited **6.58%
- 57.44% National Bank For Agriculture And Rural Development6.57%
- 68.1% Aadhar Housing Finance Limited **6.55%
- 77.42% Small Industries Dev Bank Of India **6.55%
- 87.3763% Bajaj Finance Limited6.52%
- 97.99% Godrej Seeds & Genetics Limited **6.51%
- 108.4% Godrej Properties Limited **4.41%
What this fund does
Bandhan Floating Interest Rates Fund · Regular · Growth by Bandhan Mutual Fund is a Floating Interest Rates Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floating Interest Rates Fund category.
About This Fund
Bandhan Floating Interest Rates Fund · Regular · Growth is a Floating Interest Rates Fund mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹229 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Floater Long Term Debt Index. The current expense ratio is 0.71%.