Bandhan Gilt Fund · Regular · Growth
NAV
₹37.6858
as of 13 Nov 2026
Expense Ratio
1.20%
AUM
₹1,801 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.57%
- 3Y
- +7.47%
- 5Y
- +5.77%
- Since Inception
- +7.67%
SIP returns (XIRR)
- 1Y
- +7.03%
- 3Y
- +6.11%
- 5Y
- +6.45%
- Since Inception
- +7.71%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,42,377 today — ₹6,00,000 invested, 6.7% XIRR.
₹6,00,000
Invested
₹8,42,377
Value today
6.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,93,481 today (6.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,92,430.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,50,241 today (1.50×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.87
Sharpe Ratio
—
Alpha
—
Beta
-0.92
Sortino
3.36%
Std Dev
-4.23%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
What this fund does
Bandhan Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Bandhan Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹1,801 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.20%.