Bandhan Gilt Fund · Regular · Growth
NAV
₹37.3638
as of 31 Jul 2026
Expense Ratio
1.15%
AUM
₹1,970 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.99%
- 3Y
- +7.40%
- 5Y
- +5.90%
- Since Inception
- +7.75%
SIP returns (XIRR)
- 1Y
- +8.76%
- 3Y
- +6.92%
- 5Y
- +6.73%
- Since Inception
- +7.84%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,44,722 today — ₹5,95,000 invested, 6.9% XIRR.
₹5,95,000
Invested
₹8,44,722
Value today
6.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,02,547 today (7.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹11,80,746.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,48,957 today (1.49×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.08
Sharpe Ratio
—
Alpha
—
Beta
-0.08
Sortino
3.69%
Std Dev
-4.23%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Bandhan Gilt Fund - Direct Plan - IDCW
- 16.9% Goi (Md 15/04/2065)75.25%
- 26.68% Goi (Md 07/07/2040)17.90%
Investment Objective
Bandhan Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Bandhan Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹1,970 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.15%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations