Bandhan Medium Term Fund · Regular · Growth
NAV
₹48.5286
as of 29 Sept 2026
Expense Ratio
1.36%
AUM
₹1,303 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.09%
- 3Y
- +6.73%
- 5Y
- +5.25%
- Since Inception
- +7.04%
SIP returns (XIRR)
- 1Y
- +5.50%
- 3Y
- +6.15%
- 5Y
- +6.06%
- Since Inception
- +7.06%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,12,459 today — ₹6,00,000 invested, 5.9% XIRR.
₹6,00,000
Invested
₹8,12,459
Value today
5.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,81,915 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,06,693.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,45,384 today (1.45×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.73
Sharpe Ratio
—
Alpha
—
Beta
-0.77
Sortino
1.53%
Std Dev
-0.84%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.75% Tata Capital Housing Finance Limited **8.40%
- 28.04% Bajaj Housing Finance Limited **8.01%
- 3Axis Bank Limited **6.29%
- 47.53% National Bank For Agriculture And Rural Development5.99%
- 5Small Industries Dev Bank Of India **4.85%
- 67.35% Export Import Bank Of India **4.00%
- 77.37% Indian Railway Finance Corporation Limited **3.99%
- 87.24% Goi (Md 18/08/2055)3.77%
- 97.48% National Bank For Agriculture And Rural Development3.19%
- 107.3% Goi (Md 19/06/2053)2.56%
What this fund does
Bandhan Medium Term Fund · Regular · Growth by Bandhan Mutual Fund is a Medium Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium Term category.
About This Fund
Bandhan Medium Term Fund · Regular · Growth is a Medium Term mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹1,303 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Medium Duration Debt Index. The current expense ratio is 1.36%.