MF
MFGenie.ai
Money Marketregulargrowth📊 NIFTY Money Market Index(SEBI default)

Bank of India Money Market Fund - Regular - Growth

Bank of India Mutual Fund

#10 of 28 (1Y)

₹10.8459

0.01 (+0.09%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹10.8459

0.01 (+0.09%)

29 May 2026

AMFI: 153293

Direct · Growth

₹₹10.9171

0.01 (+0.09%)

29 May 2026

AMFI: 153294

Regular · IDCW

₹₹10.0479

0.01 (+0.09%)

29 May 2026

AMFI: 153301

Direct · IDCW

₹₹10.0497

0.01 (+0.09%)

29 May 2026

AMFI: 153296

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.06%
1 Month+0.12%
3 Months+1.28%
6 Months+2.62%
1 Year+5.83%
3 Years (CAGR)
5 Years (CAGR)
10 Years (CAGR)
Since Inception (Jan 2025)+0.00%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+5.48%
3 Year SIP
5 Year SIP
Since Inception (Jan 2025)+5.78%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹8,000

Invested

₹8,312

Value today

5.6%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

Direct vs Regular — ₹500/month over 1 years

Expense ratio drag on your actual returns

Direct plan

₹6,714

Regular plan

₹6,695

Direct earns ₹19 more on a ₹6K investment0.32% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseBank of India Mutual Fund
CategoryMoney Market
Plan Typeregular
Optiongrowth
AUM₹390 Cr
Expense Ratio0.60%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY Money Market Index
Launch Date22 Jan 2025
AMFI Code153293

Risk Metrics

Trailing 1 year, annualised

0.68

Sharpe Ratio

Alpha

Beta

0.90

Sortino

0.49%

Std Dev

0.00%

Max Drawdown

Portfolio Holdings

Top 27 holdings · as of Mar 2026

Security% NAV

Canara Bank (29/01/2027) ** #

INE476A16G36

8.84%

ICICI Bank Limited (12/02/2027) ** #

INE090AD6287

7.71%

Punjab National Bank (15/12/2026) ** #

INE160A16TZ9

5.57%

364 Days Tbill (MD 25/02/2027)

IN002025Z476

5.57%

Small Industries Dev Bank of India (05/02/2027) ** #

INE556F16BZ5

5.51%

Kotak Securities Limited (12/02/2027) **

INE028E14UV2

5.49%

HDFC Bank Limited (24/02/2027) ** #

INE040A16IO0

5.49%

National Bank For Agriculture and Rural Development (05/03/2027) ** #

INE261F16AN0

5.49%

Axis Finance Limited (12/02/2027) **

INE891K14PT4

5.48%

364 Days Tbill (MD 04/02/2027)

IN002025Z443

4.47%

Kotak Mahindra Bank Limited (12/02/2027) ** #

INE237AD6141

4.41%

Bank of Baroda (11/03/2027) ** #

INE028A16LW2

4.38%

National Bank For Agriculture and Rural Development (17/03/2027) ** #

INE261F16AP5

4.38%

Godrej Housing Finance Limited (19/03/2027) **

INE02JD14807

4.36%

Manappuram Finance Limited (16/09/2026) **

INE522D14OT3

3.38%

Bank of Baroda (04/02/2027) ** #

INE028A16LF7

3.31%

Small Industries Dev Bank of India (04/02/2027) ** #

INE556F16BY8

3.31%

Indian Bank (05/02/2027) #

INE562A16QI8

3.31%

Motilal Oswal Financial Services Limited (05/02/2027) **

INE338I14LU7

3.29%

182 Days Tbill (MD 28/05/2026)

IN002025Y354

2.32%

AU Small Finance Bank Limited (18/09/2026) ** #

INE949L16DT9

2.26%

Punjab National Bank (04/02/2027) #

INE160A16UD4

2.21%

Aditya Birla Housing Finance Limited (23/02/2027) **

INE831R14FX8

2.20%

364 Days Tbill (MD 17/09/2026)

IN002025Z252

1.14%

364 Days Tbill (MD 07/01/2027)

IN002025Z401

0.56%

Corporate Debt Market Development Fund #

INF0RQ622028

0.22%

364 Days Tbill (MD 10/09/2026)

IN002025Z245

0.07%

Performance Comparison

Interested in This Fund?

Our experts will help you decide if this fund fits your goals.

+91

By submitting, you agree to our Privacy Policy. No spam, ever.

Investment Objective

Bank of India Money Market Fund - Regular - Growth by Bank of India Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.

About This Fund

Bank of India Money Market Fund - Regular - Growth is a Money Market mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 1 years. It manages assets worth ₹390 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Money Market Index. The current expense ratio is 0.60%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations