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Multi Asset / Dynamic📊 NIFTY 50 Hybrid Composite Debt 65:35 Index(SEBI default)

Bank of India Multi Asset Allocation Fund · Regular · Growth

Bank of India Mutual Fund

#15 of 27 (1Y)

NAV

₹12.5816

as of 17 Jun 2026

Expense Ratio

2.02%

AUM

₹348 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+10.73%
3Y
—
5Y
—
Since Inception
+10.50%

SIP returns (XIRR)

1Y
+12.17%
3Y
—
5Y
—
Since Inception
+10.22%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹14,000

Invested

₹15,341

Value today

8.1%

XIRR (p.a.)

₹500/month SIP from fund inception · Current value as of today

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₹1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,228

Value today

9.4%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹7,08,079

Value today

-3.9%

vs lumpsum

Direct lumpsum would have beaten STP by 3.9% — but STP reduced timing risk

Model your own STP with real NAV

Risk Metrics

Trailing 1 year, annualised

0.24

Sharpe Ratio

—

Alpha

—

Beta

0.23

Sortino

9.18%

Std Dev

-9.32%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 30 Apr 2026

Each sector links to the mutual funds most exposed to it.

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Compare All Multi Asset / Dynamic FundsView all Multi Asset / Dynamic funds

Fund Details

Fund HouseBank of India Mutual Fund
CategoryMulti Asset / Dynamic
BenchmarkNIFTY 50 Hybrid Composite Debt 65:35 Index
Launch Date28 Feb 2024
AMFI Code152398
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹1,000
Exit LoadFor redemption switch out upto 10% of the initial units allotted within 1 year from the date of allotment NIL Any redemption switch out in excess of the above mentioned limit would be subject to an exit load of 1% if the units are redeemed switched out within 1 year from the date of allotment of units If the units are redeemed/switched out after 1 year from the date of allotment of units Nil

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026

portfolio shared with Bank of India Multi Asset Allocation Fund-Direct Plan-IDCW

Holding% NAV

Investment Objective

Bank of India Multi Asset Allocation Fund · Regular · Growth invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.

About This Fund

Bank of India Multi Asset Allocation Fund · Regular · Growth is a Multi Asset / Dynamic mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹348 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 65:35 Index. The current expense ratio is 2.02%.

Who Should Invest?

  • •Investors with a high risk appetite seeking long-term wealth creation
  • •Investors with an investment horizon of 5 years or more
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations