Bank of India Multicap Fund · Regular · Growth
NAV
₹19.7600
as of 31 Jul 2026
Expense Ratio
2.22%
AUM
₹1,091 Cr
Lumpsum returns (CAGR)
- 1Y
- +12.46%
- 3Y
- +18.09%
- 5Y
- —
- Since Inception
- +22.10%
SIP returns (XIRR)
- 1Y
- +15.72%
- 3Y
- +13.25%
- 5Y
- —
- Since Inception
- +15.14%
What history actually did — last 3 years (Aug 2023 – Jul 2026)
A ₹5,000 monthly SIP for the last 3 years (Aug 2023 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,08,780 today — ₹1,75,000 invested, 12.3% XIRR.
₹1,75,000
Invested
₹2,08,780
Value today
12.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Aug 2023 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,66,751 today (18.6% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,08,780 in this fund vs ₹1,96,490 in the benchmark — outperformance of ₹12,290.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Aug 2023 – Jul 2026) (3 Jun 2024) would be ₹1,18,821 today (1.19×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.43
Sharpe Ratio
+0.11
Alpha
0.01
Beta
0.41
Sortino
15.25%
Std Dev
-11.97%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks12.98%
- Pharmaceuticals & Biotechnology11.99%
- Consumer Durables7.59%
- Retailing7.39%
- Construction5.47%
- Auto Components4.46%
- Petroleum Products3.82%
- Finance3.40%
- Healthcare Services2.75%
- Entertainment2.59%
- Gas2.27%
- Telecom - Services2.24%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited4.89%
- 2Reliance Industries Limited3.82%
- 3Aurobindo Pharma Limited3.37%
- 4Stylam Industries Limited2.94%
- 5Fsn E-Commerce Ventures Limited2.94%
- 6Kotak Mahindra Bank Limited2.89%
- 7Dixon Technologies (India) Limited2.81%
- 8State Bank Of India2.65%
- 9Tips Music Limited2.59%
- 10Aditya Vision Ltd2.56%
Investment Objective
Bank of India Multicap Fund · Regular · Growth seeks to generate long-term capital growth by investing across large, mid, and small-cap stocks with a minimum 25% allocation to each segment. This SEBI-mandated diversification ensures broad market exposure across all capitalisation tiers.
About This Fund
Bank of India Multicap Fund · Regular · Growth is a Multi Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹1,091 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 Multicap 50:25:25 TRI. The current expense ratio is 2.22%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations