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Conservative Hybridregulargrowth📊 CRISIL Hybrid 85+15 Conservative Index(SEBI default)

BARODA BNP PARIBAS Conservative Hybrid Fund-Regular Plan-Growth Option

Baroda BNP Paribas Mutual Fund

#9 of 20 (1Y)

₹45.6649

0.06 (-0.13%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹45.6649

0.06 (-0.13%)

29 May 2026

AMFI: 150203

Direct · Growth

₹₹56.3855

0.07 (-0.12%)

29 May 2026

AMFI: 150206

Regular · IDCW

₹₹10.5689

0.07 (-0.70%)

29 May 2026

AMFI: 150204

Direct · IDCW

₹₹13.0196

0.09 (-0.66%)

29 May 2026

AMFI: 150207

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.11%
1 Month-0.41%
3 Months-0.34%
6 Months-0.13%
1 Year+2.13%
3 Years (CAGR)+7.45%
5 Years (CAGR)+6.32%
10 Years (CAGR)+7.06%
Since Inception (Sept 2004)+7.24%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+1.95%
3 Year SIP+5.35%
5 Year SIP+6.28%
Since Inception (Sept 2004)+7.17%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,30,000

Invested

₹3,03,161

Value today

7.2%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹4,566

Value today

7.3%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹13,00,000

Withdrawn

₹15,34,877

Corpus left

+₹18,34,877 net gain — withdrew ₹13,00,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹26,09,278

Value today

-4.8%

vs lumpsum

Direct lumpsum would have beaten STP by 4.8% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,62,989

Value today

1.6×

Multiple

Staying invested through that crash turned ₹1L into ₹1,62,989 — a 1.6× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹93,727

Regular plan

₹85,582

Direct earns ₹8,145 more on a ₹60K investment1.36% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseBaroda BNP Paribas Mutual Fund
CategoryConservative Hybrid
Plan Typeregular
Optiongrowth
AUM₹814 Cr
Expense Ratio1.99%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkCRISIL Hybrid 85+15 Conservative Index
Launch Date23 Sept 2004
AMFI Code150203

Risk Metrics

Trailing 1 year, annualised

-0.47

Sharpe Ratio

Alpha

Beta

-0.45

Sortino

3.98%

Std Dev

-3.46%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Equity21 holdings · 45.1%
Security% NAV

7.90% Jamnagar Utilities & Power Private Limited (10/08/2028) **

INE936D07182

3.71%

7.68% Small Industries Dev Bank of India (10/08/2027) **

INE556F08KP4

3.09%

7.58% National Bank For Agriculture and Rural Development (31/07/2026)

INE261F08DX0

2.47%

7.7% Bajaj Housing Finance Limited (21/05/2027) **

INE377Y07300

2.47%

7.35% Export Import Bank of India (27/07/2028) **

INE514E08GE8

2.34%

8.7% Shriram Finance Limited (09/04/2028) **

INE721A07SL9

2.25%

7.59% National Housing Bank (14/07/2027) **

INE557F08FY4

2.23%

8.15% PNB Housing Finance Limited (29/07/2027)

INE572E07183

2.22%

6.92% Power Finance Corporation Limited (16/02/2028) **

INE134E08OA7

2.20%

6.9% Government of India (15/04/2065)

IN0020250018

2.20%

8.95% Reliance Industries Limited (09/11/2028)

INE002A08542

2.04%

8.32% Torrent Power Limited (28/02/2027) **

INE813H07382

1.98%

6.75% Piramal Finance Limited (26/09/2031) **

INE516Y07444

1.97%

8.50% Nomura Capital India Pvt Limited (21/10/2026) **

INE357L07457

1.86%

7.712% Tata Capital Housing Finance Limited (14/01/2028) **

INE033L07IK9

1.85%

7.27% Indian Railway Finance Corporation Limited (15/06/2027) **

INE053F07AB5

1.85%

7.4% State Government Securities (25/02/2036)

IN1520250318

1.82%

6.68% Government of India (07/07/2040)

IN0020250042

1.74%

7.09% Government of India (05/08/2054)

IN0020240118

1.74%

7.35% Bharti Telecom Limited (15/10/2027) **

INE403D08272

1.71%

HDFC Bank Limited

INE040A01034

1.40%
Debt4 holdings · 8.4%
Security% NAV

National Bank For Agriculture and Rural Development (28/01/2027) ** #

INE261F16AH2

2.98%

Indian Bank (12/01/2027) ** #

INE562A16QE7

1.91%

Union Bank of India (02/03/2027) ** #

INE692A16LM6

1.78%

Union Bank of India (02/03/2027) ** #

INE692A16LM6

1.75%
Other25 holdings · 50.0%
Security% NAV

6.48% Government of India (06/10/2035)

IN0020250091

4.08%

7.90% Jamnagar Utilities & Power Private Limited (10/08/2028) **

INE936D07182

3.81%

7.68% Small Industries Dev Bank of India (10/08/2027) **

INE556F08KP4

3.17%

6.01% Government of India (21/07/2030)

IN0020250067

3.01%

6.92% Power Finance Corporation Limited (16/02/2028)

INE134E08OA7

2.51%

8.7% Shriram Finance Limited (09/04/2028) **

INE721A07SL9

2.30%

6.75% Piramal Finance Limited (26/09/2031) **

INE516Y07444

2.03%

8.32% Torrent Power Limited (28/02/2027) **

INE813H07382

2.03%

8.50% Nomura Capital India Pvt Limited (21/10/2026) **

INE357L07457

1.90%

7.712% Tata Capital Housing Finance Limited (14/01/2028) **

INE033L07IK9

1.90%

7.27% Indian Railway Finance Corporation Limited (15/06/2027) **

INE053F07AB5

1.90%

7.4% State Government Securities (25/02/2036)

IN1520250318

1.86%

7.18% Government of India (14/08/2033)

IN0020230085

1.81%

7.35% Bharti Telecom Limited (15/10/2027) **

INE403D08272

1.75%

7.09% Government of India (05/08/2054)

IN0020240118

1.75%

6.9% Government of India (15/04/2065)

IN0020250018

1.65%

Vajra Trust (20/06/2031) **

INE20NI15047

1.63%

Vajra Trust (20/06/2031) **

INE20NI15047

1.58%

8.65% Reliance Industries Limited (11/12/2028) **

INE002A08567

1.56%

HDFC Bank Limited

INE040A01034

1.36%

6.68% Government of India (07/07/2040)

IN0020250042

1.30%

7.59% National Housing Bank (08/09/2027) **

INE557F08FZ1

1.27%

10.5% IndoStar Capital Finance Limited (25/09/2026) **

INE896L07983

1.27%

8.55% Motilal Oswal Home Finance Limited (07/01/2027) **

INE658R07430

1.26%

7.32% NTPC Limited (17/07/2029) **

INE733E07KL3

1.26%

Performance Comparison

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Investment Objective

BARODA BNP PARIBAS Conservative Hybrid Fund-Regular Plan-Growth Option invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with moderate capital appreciation. It is suitable for conservative investors seeking stable returns with limited equity exposure.

About This Fund

BARODA BNP PARIBAS Conservative Hybrid Fund-Regular Plan-Growth Option is a Conservative Hybrid mutual fund offered by Baroda BNP Paribas Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹814 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 85+15 Conservative Index. The current expense ratio is 1.99%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations