UTI Conservative Hybrid Fund - Regular Plan - Growth Option
₹69.1509
₹0.17 (-0.25%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹69.1509
₹0.17 (-0.25%)
29 May 2026
AMFI: 102535
Direct · Growth
₹₹75.2245
₹0.18 (-0.24%)
29 May 2026
AMFI: 120779
Regular · IDCW
₹₹43.7394
₹0.11 (-0.25%)
29 May 2026
AMFI: 102534
Direct · IDCW
₹₹48.8668
₹0.12 (-0.24%)
29 May 2026
AMFI: 120789
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,34,500
Invested
₹3,56,049
Value today
8.4%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹6,915
Value today
9.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,45,000
Withdrawn
₹33,54,604
Corpus left
+₹36,99,604 net gain — withdrew ₹13,45,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹40,65,421
Value today
-2.0%
vs lumpsum
Direct lumpsum would have beaten STP by 2.0% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,92,548
Value today
1.9×
Multiple
Staying invested through that crash turned ₹1L into ₹1,92,548 — a 1.9× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹44,074
Regular plan
₹88,109
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.78
Sharpe Ratio
—
Alpha
—
Beta
-0.76
Sortino
4.06%
Std Dev
-4.59%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
HDFC BANK LIMITED INE040A01034 | 2.04% |
ICICI BANK LTD INE090A01021 | 1.42% |
BHARTI AIRTEL LTD. INE397D01024 | 1.02% |
AXIS BANK LTD. INE238A01034 | 1.01% |
KOTAK MAHINDRA BANK LTD. INE237A01036 | 0.87% |
STATE BANK OF INDIA INE062A01020 | 0.86% |
INFOSYS LTD. INE009A01021 | 0.80% |
MAHINDRA & MAHINDRA LTD. INE101A01026 | 0.73% |
RELIANCE INDUSTRIES LTD. INE002A01018 | 0.67% |
TECH MAHINDRA LTD. INE669C01036 | 0.57% |
POWER GRID CORPORATION OF INDI INE752E01010 | 0.51% |
| Security | % NAV |
|---|---|
INDIAN OIL CORPORATION LTD. INE242A08569 | 4.62% |
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EL3 | 4.60% |
7.24% GSEC MAT- 18/08/2055 IN0020250075 | 4.37% |
LIC HOUSING FINANCE LTD. INE115A07RD3 | 3.09% |
HDFC BANK LTD. INE040A08AF2 | 3.09% |
07.80% XIRR PTC- SIDDHIVINAYAK SECURITISATION TRUST-28/09/2030 INE2I7F15012 | 3.04% |
JIO CREDIT LTD INE282H07026 | 3.04% |
7.74% WEST BENGAL SGS Mat - 18/02/2044 IN3420250372 | 3.03% |
7.34% GSEC MAT- 22/04/2064 IN0020240035 | 2.94% |
POWER FINANCE CORPORATION LTD. INE134E08KV1 | 1.56% |
07.86% BIHAR SGS Mat - 11/02/2039 IN1320250278 | 1.55% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KX8 | 1.54% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08LB2 | 1.53% |
BAJAJ FINANCE LTD. INE296A07TJ4 | 1.53% |
EXPORT IMPORT BANK OF INDIA INE514E08GF5 | 1.53% |
7.79% WESTBENGAL SGS Mat - 18/03/2045 IN3420250430 | 1.52% |
07.69% HARYANA SGS Mat - 04/02/2041 IN1620250317 | 1.52% |
07.72% WESTBENGAL SGS Mat - 25/02/2041 IN3420250398 | 1.52% |
BAJAJ HOUSING FINANCE LTD INE377Y07607 | 1.52% |
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 INE2I7G15010 | 1.52% |
7.68% ANDHRA PRADESH SGS Mat - 04/02/2039 IN1020250529 | 1.52% |
07.73% HARYANA SGS Mat - 18/02/2045 IN1620250358 | 1.51% |
7.43% MAHARASHTRA SGS Mat - 03/12/2040 IN2220250392 | 1.50% |
7.67% WESTBENGAL SGS Mat - 04/02/2046 IN3420250349 | 1.49% |
07.20% MAHARASHTRA SGS Mat - 23/10/2036 IN2220250343 | 1.49% |
06.80 TN SDL MAT 02/07/2035 IN3120250151 | 1.46% |
06.90% BIHAR SDL - 16/07/2035 IN1320250021 | 1.46% |
7.08% A P SGL MAT - 26/03/2037 IN1020240801 | 1.46% |
6.90% GSEC MAT - 15/04/2065 IN0020250018 | 1.38% |
07.67% UTTAR PRADESH SGS Mat - 18/02/2041 IN3320250217 | 1.22% |
TORRENT PHARMACEUTICALS LTD. INE685A07157 | 1.10% |
7.67% UTTARAKHAND SGS Mat - 04/03/2041 IN3620250107 | 1.02% |
7.63% MADHYAPRADESH SGS Mat - 04/03/2041 IN2120250468 | 0.79% |
7.88% WESTBENGAL SGS 25/03/2044 IN3420250455 | 0.62% |
7.88% UTTARPRADESH SGS 25/03/2046 IN3320250266 | 0.62% |
7.88% ANDHRA PRADESH SGS 25/03/2046 IN1020250610 | 0.61% |
7.83% ANDHRA PRADESH SGS 25/03/2043 IN1020250602 | 0.61% |
07.65% RAJASTHAN SGS Mat - 07/01/2040 IN2920250379 | 0.61% |
7.62% ANDHRA PRADESH SGS Mat - 11/03/2039 IN1020250578 | 0.57% |
Performance Comparison
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Our experts will help you decide if this fund fits your goals.
Investment Objective
UTI Conservative Hybrid Fund - Regular Plan - Growth Option invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with moderate capital appreciation. It is suitable for conservative investors seeking stable returns with limited equity exposure.
About This Fund
UTI Conservative Hybrid Fund - Regular Plan - Growth Option is a Conservative Hybrid mutual fund offered by UTI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹1,672 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 50 Hybrid Composite Debt 15:85 Index. The current expense ratio is 1.83%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations