Baroda BNP Paribas ELSS Tax Saver Fund · Regular · Growth
Baroda BNP Paribas Mutual Fund
NAV
₹99.0258
as of 15 Jul 2026
Expense Ratio
2.22%
AUM
₹899 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.60%
- 3Y
- +15.07%
- 5Y
- +11.80%
- Since Inception
- +11.80%
SIP returns (XIRR)
- 1Y
- +5.51%
- 3Y
- +9.14%
- 5Y
- +12.41%
- Since Inception
- +12.84%
Returns calculated from 06 January 2006 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,92,317 today — ₹6,00,000 invested, 13.3% XIRR.
₹6,00,000
Invested
₹11,92,317
Value today
13.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,19,235 today (12.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹20,00,032.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,92,317 in this fund vs ₹12,20,085 in the benchmark — underperformance of ₹27,768.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹3,33,455 today (3.33×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.01
Sharpe Ratio
+0.01
Alpha
0.30
Beta
0.01
Sortino
14.79%
Std Dev
-13.42%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks19.86%
- Automobiles7.24%
- Electrical Equipment7.14%
- Petroleum Products5.78%
- Chemicals & Petrochemicals4.87%
- Pharmaceuticals & Biotechnology4.23%
- IT - Software3.97%
- Finance3.95%
- Industrial Products3.53%
- Telecom - Services3.01%
- Construction3.01%
- Insurance2.97%
Each sector links to the mutual funds most exposed to it.
Thinking about Baroda BNP Paribas ELSS Tax Saver Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
portfolio shared with BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option
- 1Hdfc Bank Limited4.64%
- 2Reliance Industries Limited4.22%
- 3Hitachi Energy India Limited3.82%
- 4State Bank Of India3.61%
- 5Icici Bank Limited3.56%
- 6Bharat Heavy Electricals Limited3.32%
- 7Bharti Airtel Limited3.01%
- 8Larsen & Toubro Limited3.01%
- 9Hindalco Industries Limited2.81%
- 10Navin Fluorine International Limited2.56%
Investment Objective
Baroda BNP Paribas ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Baroda BNP Paribas ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Baroda BNP Paribas Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹899 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.22%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations