DSP Credit Risk Fund · Regular · Growth
NAV
₹55.2064
as of 29 Sept 2026
Expense Ratio
1.20%
AUM
₹250 Cr
Lumpsum returns (CAGR)
- 1Y
- +10.07%
- 3Y
- +15.79%
- 5Y
- +12.44%
- Since Inception
- +7.58%
SIP returns (XIRR)
- 1Y
- +11.17%
- 3Y
- +13.84%
- 5Y
- +13.53%
- Since Inception
- +8.20%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,03,020 today — ₹6,00,000 invested, 10.0% XIRR.
₹6,00,000
Invested
₹10,03,020
Value today
10.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,13,123 today (7.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹11,28,213.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,91,901 today (1.92×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.63
Sharpe Ratio
—
Alpha
—
Beta
1.56
Sortino
5.12%
Std Dev
-1.82%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with DSP Credit Risk Fund - Direct Plan - IDCW
- 16.94% Goi 110520368.24%
- 2Kotak Mahindra Bank Limited**7.85%
- 3Nuvoco Vistas Corporation Limited**6.84%
- 4Aditya Birla Digital Fashion Ventures Limited**6.49%
- 5Adani Airport Holdings Limited**6.48%
- 6Aditya Birla Renewables Limited**5.24%
- 7Jtpm Metal Traders Limited**5.22%
- 8Tata Housing Development Co Limited**5.04%
- 9Gmr Airports Limited**3.48%
- 10Piramal Finance Limited3.48%
What this fund does
DSP Credit Risk Fund · Regular · Growth by DSP Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
DSP Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by DSP Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹250 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Credit Risk Debt B-II Index. The current expense ratio is 1.20%.