DSP Credit Risk Fund · Regular · Growth
NAV
₹55.4689
as of 13 Nov 2026
Expense Ratio
1.19%
AUM
₹304 Cr
Lumpsum returns (CAGR)
- 1Y
- +9.70%
- 3Y
- +12.87%
- 5Y
- +12.52%
- Since Inception
- +7.56%
SIP returns (XIRR)
- 1Y
- +10.00%
- 3Y
- +12.85%
- 5Y
- +13.19%
- Since Inception
- +8.16%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,96,589 today — ₹6,00,000 invested, 9.9% XIRR.
₹6,00,000
Invested
₹9,96,589
Value today
9.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,11,027 today (7.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹11,13,682.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,92,813 today (1.93×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.47
Sharpe Ratio
—
Alpha
—
Beta
1.18
Sortino
5.12%
Std Dev
-1.82%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 16.94% Goi 1105203610.85%
- 2Kotak Mahindra Bank Limited7.50%
- 3Aditya Birla Digital Fashion Ventures Limited**6.18%
- 4Nuvoco Vistas Corporation Limited6.09%
- 5Adani Airport Holdings Limited**6.08%
- 6Gmr Airports Limited**5.05%
- 7Jtpm Metal Traders Limited**4.97%
- 8Tata Housing Development Co Limited**4.80%
- 9Aditya Birla Renewables Limited**4.61%
- 10Gmr Airports Limited**3.34%
What this fund does
DSP Credit Risk Fund · Regular · Growth by DSP Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
DSP Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by DSP Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹304 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Credit Risk Debt B-II Index. The current expense ratio is 1.19%.