DSP ELSS Tax Saver Fund - Regular Plan - Growth
₹134.4670
₹1.66 (-1.22%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹134.4670
₹1.66 (-1.22%)
29 May 2026
AMFI: 104772
Direct · Growth
₹₹150.5380
₹1.85 (-1.21%)
29 May 2026
AMFI: 119242
Regular · IDCW
₹₹21.3660
₹0.26 (-1.22%)
29 May 2026
AMFI: 104773
Direct · IDCW
₹₹89.2400
₹1.10 (-1.21%)
29 May 2026
AMFI: 119241
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,16,000
Invested
₹6,02,386
Value today
15.0%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹500 lumpsum at launch — value today
Invested on the fund's first NAV date
₹500
Invested
₹6,481
Value today
14.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹11,60,000
Withdrawn
₹69,38,059
Corpus left
+₹70,98,059 net gain — withdrew ₹11,60,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹1,49,22,341
Value today
+91.9%
vs lumpsum
STP beat direct lumpsum by 91.9% — reduced timing risk paid off
Model your own STP with real NAVBeat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹6,02,386
Benchmark
₹4,70,364
+₹1,32,022 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹4,04,023
Value today
4.0×
Multiple
Staying invested through that crash turned ₹1L into ₹4,04,023 — a 4.0× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,39,400
Regular plan
₹1,31,271
Direct earns ₹8,129 more on a ₹60K investment — 1.35% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.44
Sharpe Ratio
-0.04
Alpha
0.45
Beta
-0.42
Sortino
14.11%
Std Dev
-14.98%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
ICICI Bank Limited INE090A01021 | 8.64% |
ICICI Bank Limited INE090A01021 | 8.57% |
HDFC Bank Limited INE040A01034 | 8.17% |
HDFC Bank Limited INE040A01034 | 7.92% |
Axis Bank Limited INE238A01034 | 6.61% |
Axis Bank Limited INE238A01034 | 6.34% |
State Bank of India INE062A01020 | 4.53% |
State Bank of India INE062A01020 | 4.51% |
Infosys Limited INE009A01021 | 4.12% |
Bharti Airtel Limited INE397D01024 | 3.54% |
Bharti Airtel Limited INE397D01024 | 3.45% |
Kotak Mahindra Bank Limited INE237A01036 | 2.66% |
Kotak Mahindra Bank Limited INE237A01036 | 2.66% |
Infosys Limited INE009A01021 | 2.58% |
Mahindra & Mahindra Limited INE101A01026 | 2.52% |
Mahindra & Mahindra Limited INE101A01026 | 2.43% |
Samvardhana Motherson International Limited INE775A01035 | 2.40% |
Tata Consultancy Services Limited INE467B01029 | 2.32% |
Samvardhana Motherson International Limited INE775A01035 | 2.28% |
Tata Consultancy Services Limited INE467B01029 | 2.24% |
NTPC Limited INE733E01010 | 2.05% |
NTPC Limited INE733E01010 | 1.91% |
IPCA Laboratories Limited INE571A01038 | 1.86% |
Max Financial Services Limited INE180A01020 | 1.82% |
Max Financial Services Limited INE180A01020 | 1.78% |
Cipla Limited INE059A01026 | 1.74% |
Indus Towers Limited INE121J01017 | 1.69% |
Sun Pharmaceutical Industries Limited INE044A01036 | 1.63% |
Indus Towers Limited INE121J01017 | 1.63% |
Asian Paints Limited INE021A01026 | 1.62% |
IPCA Laboratories Limited INE571A01038 | 1.62% |
Hindustan Unilever Limited INE030A01027 | 1.57% |
Hindustan Unilever Limited INE030A01027 | 1.56% |
Larsen & Toubro Limited INE018A01030 | 1.54% |
Cipla Limited INE059A01026 | 1.52% |
Shriram Finance Limited INE721A01047 | 1.51% |
Bharat Petroleum Corporation Limited INE029A01011 | 1.49% |
Tata Capital Limited INE976I01016 | 1.46% |
Larsen & Toubro Limited INE018A01030 | 1.46% |
Bharat Petroleum Corporation Limited INE029A01011 | 1.46% |
Tata Capital Limited INE976I01016 | 1.45% |
Coforge Limited INE591G01025 | 1.36% |
Coforge Limited INE591G01025 | 1.35% |
Eternal Limited INE758T01015 | 1.35% |
Sun Pharmaceutical Industries Limited INE044A01036 | 1.34% |
Eternal Limited INE758T01015 | 1.34% |
SBI Life Insurance Company Limited INE123W01016 | 1.34% |
Asian Paints Limited INE021A01026 | 1.32% |
AU Small Finance Bank Limited INE949L01017 | 1.30% |
Coromandel International Limited INE169A01031 | 1.30% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
DSP ELSS Tax Saver Fund - Regular Plan - Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
DSP ELSS Tax Saver Fund - Regular Plan - Growth is a ELSS Tax Saver mutual fund offered by DSP Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹16,918 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.64%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations