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Floater Fundregulargrowth📊 CRISIL Short Duration Debt A-II Index

DSP Floater Fund - Regular Plan - Growth

DSP Mutual Fund

#12 of 13 (1Y)

₹13.7528

0.01 (+0.09%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹13.7528

0.01 (+0.09%)

29 May 2026

AMFI: 148768

Direct · Growth

₹₹13.9518

0.01 (+0.09%)

29 May 2026

AMFI: 148771

Regular · IDCW

₹₹13.7528

0.01 (+0.09%)

29 May 2026

AMFI: 148770

Direct · IDCW

₹₹13.9518

0.01 (+0.09%)

29 May 2026

AMFI: 148769

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.36%
1 Month-0.35%
3 Months+0.24%
6 Months+1.29%
1 Year+3.83%
3 Years (CAGR)+7.34%
5 Years (CAGR)+6.16%
10 Years (CAGR)
Since Inception (Mar 2021)+6.24%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+3.31%
3 Year SIP+6.52%
5 Year SIP+6.68%
Since Inception (Mar 2021)+6.65%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹6,200

Invested

₹7,387

Value today

6.7%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹138

Value today

6.3%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹3,10,000

Withdrawn

₹10,05,951

Corpus left

+₹3,15,951 net gain — withdrew ₹3,10,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 03 Jun 2024

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,14,397

Value today

1.1×

Multiple

Staying invested through that crash turned ₹1L into ₹1,14,397 — a 1.1× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 5 years

Expense ratio drag on your actual returns

Direct plan

₹36,525

Regular plan

₹36,250

Direct earns ₹275 more on a ₹30K investment0.18% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseDSP Mutual Fund
CategoryFloater Fund
Plan Typeregular
Optiongrowth
AUM₹409 Cr
Expense Ratio0.53%
Min SIP₹100
Min Lumpsum₹100
BenchmarkCRISIL Short Duration Debt A-II Index
Launch Date04 Mar 2021
AMFI Code148768

Risk Metrics

Trailing 1 year, annualised

-0.15

Sharpe Ratio

Alpha

Beta

-0.16

Sortino

1.15%

Std Dev

-0.52%

Max Drawdown

Portfolio Holdings

Top 29 holdings · as of Apr 2026

Equity9 holdings · 66.1%
Security% NAV

Bajaj Finance Limited**

INE296A07TM8

8.00%

REC Limited**

INE020B08FI5

7.75%

Mindspace Business Parks Reit**

INE0CCU07181

7.57%

Muthoot Finance Limited**

INE414G07IH7

7.57%

Bajaj Finance Limited**

INE296A07TM8

7.41%

Bharti Telecom Limited**

INE403D08272

7.32%

REC Limited**

INE020B08FI5

7.15%

Mindspace Business Parks Reit**

INE0CCU07181

7.02%

Bharti Telecom Limited**

INE403D08272

6.34%
Debt18 holdings · 122.8%
Security% NAV

8.51% GOI FRB 2033

IN0020200120

20.89%

8.51% GOI FRB 2033

IN0020200120

19.34%

7.43% Maharashtra SDL 2040

IN2220250392

7.68%

Kotak Mahindra Bank Limited**

INE237AD6141

7.27%

Canara Bank**

INE476A16H01

7.26%

HDFC Bank Limited**

INE040A16IT9

7.23%

7.43% Maharashtra SDL 2040

IN2220250392

7.09%

Small Industries Development Bank of India**

INE556F16BX0

6.74%

Canara Bank**

INE476A16H01

6.72%

Kotak Mahindra Bank Limited**

INE237AD6141

6.72%

Bank of Baroda**

INE028A16LR2

6.69%

HDFC Bank Limited**

INE040A16IT9

6.68%

7.38% GOI 2027

IN0020220037

3.20%

6.68% GOI 2033

IN0020250133

3.08%

7.38% GOI 2027

IN0020220037

2.97%

6.68% GOI 2033

IN0020250133

1.96%

7.61% Maharashtra SDL 2029

IN2220220031

1.27%

7.18% Maharashtra SDL 2029

IN2220170038

0.02%
Fund Units2 holdings · 2.1%
Security% NAV

SBI Funds Management Pvt Ltd/Fund Parent

INF0RQ622028

1.07%

SBI Funds Management Pvt Ltd/Fund Parent

INF0RQ622028

1.00%

Performance Comparison

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Investment Objective

DSP Floater Fund - Regular Plan - Growth by DSP Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.

About This Fund

DSP Floater Fund - Regular Plan - Growth is a Floater Fund mutual fund offered by DSP Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹409 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.53%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations