DSP Ultra Short to Short Term Fund · Regular · Growth
NAV
₹21.3845
as of 13 Nov 2026
Expense Ratio
0.63%
AUM
₹4,560 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.30%
- 3Y
- +6.68%
- 5Y
- +6.14%
- Since Inception
- +6.71%
SIP returns (XIRR)
- 1Y
- +5.41%
- 3Y
- +6.24%
- 5Y
- +6.43%
- Since Inception
- +6.33%
Returns calculated from 27 February 2015 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,21,718 today — ₹6,00,000 invested, 6.2% XIRR.
₹6,00,000
Invested
₹8,21,718
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,85,319 today (6.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,31,470.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,48,069 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.01
Sharpe Ratio
—
Alpha
—
Beta
-1.04
Sortino
0.61%
Std Dev
-0.27%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Bharti Telecom Limited**4.05%
- 26.38% Maharashtra Sdl 250820273.39%
- 3National Bank For Agriculture & Rural Development2.92%
- 4Small Industries Development Bank Of India**2.88%
- 5Rec Limited**2.85%
- 6Bajaj Housing Finance Limited**2.29%
- 7Rec Limited2.28%
- 86.85% Uttar Pradesh Sdl 231120262.24%
- 9Hdfc Bank Limited**2.18%
- 10Export-Import Bank Of India2.18%
What this fund does
DSP Ultra Short to Short Term Fund · Regular · Growth by DSP Mutual Fund is a Ultra Short to Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short to Short Term category.
About This Fund
DSP Ultra Short to Short Term Fund · Regular · Growth is a Ultra Short to Short Term mutual fund offered by DSP Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹4,560 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Low Duration Debt Index A-I. The current expense ratio is 0.63%.