DSP Low Duration Fund · Regular · Growth
NAV
₹21.1167
as of 31 Jul 2026
Expense Ratio
0.62%
AUM
₹4,797 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.68%
- 3Y
- +6.85%
- 5Y
- +6.06%
- Since Inception
- +6.76%
SIP returns (XIRR)
- 1Y
- +5.97%
- 3Y
- +6.67%
- 5Y
- +6.58%
- Since Inception
- +6.42%
Returns calculated from 27 February 2015 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,19,258 today — ₹5,95,000 invested, 6.3% XIRR.
₹5,95,000
Invested
₹8,19,258
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,87,436 today (6.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹10,55,099.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,46,214 today (1.46×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.70
Sharpe Ratio
—
Alpha
—
Beta
0.78
Sortino
0.59%
Std Dev
-0.27%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Bharti Telecom Limited4.31%
- 2Bank Of Baroda3.41%
- 3Rec Limited3.14%
- 4Small Industries Development Bank Of India**2.99%
- 5Bajaj Housing Finance Limited2.56%
- 6National Bank For Agriculture And Rural Development2.51%
- 7National Bank For Agriculture And Rural Development2.42%
- 86.85% Uttar Pradesh Sdl 20262.32%
- 9Lic Housing Finance Limited1.86%
- 10Small Industries Development Bank Of India**1.86%
Investment Objective
DSP Low Duration Fund · Regular · Growth by DSP Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
DSP Low Duration Fund · Regular · Growth is a Low Duration mutual fund offered by DSP Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹4,797 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Low Duration Debt Index A-I. The current expense ratio is 0.62%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations