DSP Low Duration Fund - Regular Plan - Growth
₹20.7787
₹0.02 (+0.08%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹20.7787
₹0.02 (+0.08%)
29 May 2026
AMFI: 133926
Direct · Growth
₹₹21.5204
₹0.02 (+0.08%)
29 May 2026
AMFI: 133925
Regular · IDCW
₹₹10.1213
₹0.01 (+0.08%)
29 May 2026
AMFI: 133927
Direct · IDCW
₹₹10.1232
₹0.01 (+0.08%)
29 May 2026
AMFI: 133923
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹13,500
Invested
₹19,473
Value today
6.3%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹208
Value today
6.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹6,75,000
Withdrawn
₹11,04,197
Corpus left
+₹7,79,197 net gain — withdrew ₹6,75,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,43,874
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,43,874 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹84,916
Regular plan
₹83,472
Direct earns ₹1,444 more on a ₹60K investment — 0.24% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.01
Sharpe Ratio
—
Alpha
—
Beta
-0.01
Sortino
0.51%
Std Dev
-0.27%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
National Bank for Agriculture and Rural Development INE261F08DX0 | 5.17% |
Bharti Telecom Limited** INE403D08272 | 3.84% |
Bharti Telecom Limited** INE403D08272 | 3.54% |
REC Limited** INE020B08FF1 | 3.36% |
REC Limited** INE020B08FF1 | 3.09% |
National Bank for Agriculture and Rural Development INE261F08DX0 | 2.69% |
National Bank for Agriculture and Rural Development INE261F08EO7 | 2.45% |
Bajaj Housing Finance Limited** INE377Y07482 | 2.28% |
Power Finance Corporation Limited** INE134E08LP1 | 2.23% |
National Bank for Agriculture and Rural Development INE261F08EO7 | 2.22% |
Bajaj Housing Finance Limited** INE377Y07482 | 2.10% |
LIC Housing Finance Limited** INE115A07MQ6 | 1.87% |
Small Industries Development Bank of India** INE556F08KI9 | 1.67% |
Small Industries Development Bank of India** INE556F08KU4 | 1.65% |
Kotak Mahindra Prime Limited** INE916DA7SX8 | 1.65% |
Mahindra Rural Housing Finance Limited** INE950O07545 | 1.61% |
LIC Housing Finance Limited** INE115A07MQ6 | 1.52% |
Small Industries Development Bank of India** INE556F08KU4 | 1.51% |
National Bank for Agriculture and Rural Development INE261F08EK5 | 1.49% |
Mahindra Rural Housing Finance Limited** INE950O07545 | 1.48% |
Small Industries Development Bank of India** INE556F08LA4 | 1.47% |
REC Limited** INE020B08EX7 | 1.15% |
Power Finance Corporation Limited** INE134E08ML8 | 1.15% |
Bajaj Finance Limited INE296A07TJ4 | 1.14% |
ICICI Home Finance Company Limited** INE071G07819 | 1.13% |
Export-Import Bank of India** INE514E08FP6 | 1.12% |
Bajaj Housing Finance Limited** INE377Y07565 | 1.12% |
| Security | % NAV |
|---|---|
Canara Bank** INE476A16G44 | 2.52% |
Canara Bank** INE476A16G44 | 2.32% |
6.85% Uttar Pradesh SDL 2026 IN3320160275 | 2.14% |
Bank of Baroda** INE028A16KY0 | 2.03% |
Bank of Baroda** INE028A16LI1 | 2.01% |
6.85% Uttar Pradesh SDL 2026 IN3320160275 | 1.97% |
Bank of Baroda** INE028A16KY0 | 1.86% |
Small Industries Development Bank of India INE556F16BY8 | 1.85% |
Bank of Baroda** INE028A16LI1 | 1.85% |
Canara Bank INE476A16H43 | 1.85% |
HDFC Bank Limited** INE040A16IT9 | 1.84% |
TAMIL NADU 07.39% Tamil Nadu SDL 2026 IN3120160137 | 1.67% |
Small Industries Development Bank of India** INE556F16BL5 | 1.55% |
TAMIL NADU 07.39% Tamil Nadu SDL 2026 IN3120160137 | 1.53% |
Canara Bank INE476A16G28 | 1.52% |
Bank of Baroda INE028A16LE0 | 1.51% |
Canara Bank** INE476A16H84 | 1.50% |
Canara Bank** INE476A16G28 | 1.39% |
Bank of Baroda** INE028A16LE0 | 1.39% |
Punjab National Bank INE160A16UD4 | 1.39% |
India Universal Trust** INE16J715027 | 1.35% |
364 DAYS T-BILL 2027 IN002025Z443 | 1.22% |
| Security | % NAV |
|---|---|
India Universal Trust ** INE16J715027 | 1.50% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
DSP Low Duration Fund - Regular Plan - Growth by DSP Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
DSP Low Duration Fund - Regular Plan - Growth is a Low Duration mutual fund offered by DSP Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹5,544 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Low Duration Debt Index A-I. The current expense ratio is 0.62%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations