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Index Fund📊 Nifty Bank TRI

DSP Nifty Bank Index Fund · Regular · Growth

DSP Mutual Fund

#106 of 243 (1Y)

NAV

₹11.6133

as of 16 Jun 2026

Expense Ratio

0.82%

AUM

₹57 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+2.28%
3Y
5Y
Since Inception
+7.60%

SIP returns (XIRR)

1Y
+2.55%
3Y
5Y
Since Inception
+6.19%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹2,500

Invested

₹2,562

Value today

2.4%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹112

Value today

5.7%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹6,70,044

Value today

-0.2%

vs lumpsum

Direct lumpsum would have beaten STP by 0.2% — but STP reduced timing risk

Model your own STP with real NAV

Risk Metrics

Trailing 1 year, annualised

0.15

Sharpe Ratio

Alpha

Beta

0.15

Sortino

16.05%

Std Dev

-18.40%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 30 Apr 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseDSP Mutual Fund
CategoryIndex Fund
BenchmarkNifty Bank TRI
Launch Date15 May 2024
AMFI Code152653
Transaction facts
Min. Lumpsum₹100
Min. SIP₹100
Exit LoadNIL

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

DSP Nifty Bank Index Fund · Regular · Growth is a passively managed fund that tracks a specific market index, aiming to replicate its returns with minimal tracking error. Index funds offer low-cost, diversified exposure to the market with full transparency of holdings.

About This Fund

DSP Nifty Bank Index Fund · Regular · Growth is a Index Fund mutual fund offered by DSP Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹57.3 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Bank TRI. The current expense ratio is 0.82%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Cost-conscious investors who prefer passive investing with low expense ratios
  • SIP investors who can benefit from rupee cost averaging during market fluctuations